Intrinsic value of Flagstar Bancorp, Inc. (FBC)

[per Chepakovich valuation model]

other valuations of FBC

[per Chepakovich valuation model]  See other valuations of FBC stock

Previous Close$43.67
Intrinsic Value
Upside potential
Previous Close
$43.67

VALUATION INPUT DATA

Revenue, mln $
Initial revenue growth rate (norm.), %
Variable cost ratio, %
Fixed operating expenses, mln $
Production assets / Revenue, %
Working capital / Revenue, %
Interest rate on debt, %
Life of production assets, yrs
Initial discount rate, %
Shares outstanding, mln
Adjusted equity ratio
Adjusted assets / Revenue
Based on fiscal year data as of 2020-12-31 and quarterly data as of 2020-12-31.
NOTE: The bar chart shows historic and forecasted yearly revenue growth rates. Its purpose is to help you in determining what initial revenue rate you want to base your stock valuation on. Please make sure that you are confident in the value you select - for most stocks it is by far the most important parameter in valuation.
  1. Annual
  2. Quarterly YoY
  3. Quarterly QoQ

Annual revenue growth rates, % (past and forecasted)

show cash flow forecast

FINANCIAL STATEMENTS FORECAST and PRESENT VALUE CALCULATION

Fiscal year2020(a)2021202220232024202520262027202820292030203120322033203420352036203720382039204020412042204320442045

INCOME STATEMENT

Revenue growth rate, %52.7NaN
Revenue, $2144NaN
Variable operating expenses, $mNaN
Fixed operating expenses, $mNaN
Total operating expenses, $m1440NaN
Operating income, $m704NaN
EBITDA, $m780NaN
Interest expense (income), $mNaN
Earnings before tax, $m704NaN
Tax expense, $m166NaN
Net income, $m538NaN

BALANCE SHEET

Cash and short-term investments, $m623NaN
Total assets, $m31038NaN
Adjusted assets (=assets-cash), $m30415NaN
Average production assets, $m878NaN
Working capital, $m6239NaN
Total debt, $m7592NaN
Total liabilities, $m28837NaN
Total equity, $m2201NaN
Debt-to-equity ratio3.449NaN
Adjusted equity ratio0.052NaN

CASH FLOW

Net income, $m538NaN
Depreciation, amort., depletion, $m76NaN
Funds from operations, $mNaN
Change in working capital, $mNaN
Cash from operations, $m-8029NaN
Maintenance CAPEX, $mNaN
New CAPEX, $mNaN
Total CAPEX, $m-54NaN
Free cash flow, $m-7975NaN
Issuance/(repurchase) of shares, $mNaN
Retained Cash Flow, $mNaN
Pot'l extraordinary dividend, $m6239
Cash available for distribution, $mNaN
Discount rate, %NaN
PV of cash for distribution, $mNaN
Current shareholders' claim on cash, %NaN