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Intrinsic value of Fair Isaac Corporation (FICO)

Previous Close$482.47
Intrinsic Value
Upside potential
Previous Close
$482.47

VALUATION INPUT DATA (original, your and others' valuations)

ParameterOrig.Your
Date of valuation (DoV)  
Intrinsic value (IV) at DoV, $/sh  
IV at current val. algorithm, $/sh103.52 

The original valuation is based on fiscal year data as of 2021-09-30 and quarterly data as of 2022-03-31.

Registered users can save their valuation input data

  1. Annual
  2. Quarterly YoY
  3. Quarterly QoQ

Annual revenue growth rates, % (past and forecasted)

NOTE: The bar chart shows historic and forecasted yearly revenue growth rates. Its purpose is to help you in determining what initial revenue rate you want to base your stock valuation on. Please make sure that you are confident in the value you select - for most stocks it is by far the most important parameter in valuation.

Company description

Fair Isaac Corporation develops analytic, software, and data management products and services that enable businesses to automate, enhance, and connect decisions in North America, Latin America, Europe, the Middle East, Africa, and the Asia Pacific. The company offers analytical solutions, credit scoring, and credit account management products and services to banks, credit reporting agencies, credit card processing agencies, insurers, retailers, healthcare organizations, and public agencies. It operates through three segments: Applications, Scores, and Decision Management Software. The Applications segment offers pre-configured decision management applications designed for various business problems or processes, such as marketing, account origination, customer management, fraud, financial crimes compliance, collection, and insurance claims management, as well as associated professional services. The Scores segment provides business-to-business scoring solutions and services, including myFICO solutions for consumers that give clients access to analytics to be integrated into their transaction streams and decision-making processes, as well as associated professional services. The Decision Management Software segment offers analytic and decision management software tools through FICO Decision Management Suite, as well as associated professional services. Fair Isaac Corporation markets its products and services primarily through its direct sales organization; indirect channels; subsidiary sales organizations; and resellers and independent distributors, as well as online. The company was formerly known as Fair Isaac & Company, Inc. and changed its name to Fair Isaac Corporation in July 1992. Fair Isaac Corporation was founded in 1956 and is headquartered in San Jose, California.

show cash flow forecast

FINANCIAL STATEMENTS FORECAST and PRESENT VALUE CALCULATION

Fiscal year2021(a)2022202320242025202620272028202920302031203220332034203520362037203820392040204120422043204420452046

INCOME STATEMENT

Revenue growth rate, %1.7NaN
Revenue, $1317NaN
Variable operating expenses, $mNaN
Fixed operating expenses, $mNaN
Total operating expenses, $m812NaN
Operating income, $m505NaN
EBITDA, $m547NaN
Interest expense (income), $mNaN
Earnings before tax, $m473NaN
Tax expense, $m81NaN
Net income, $m392NaN

BALANCE SHEET

Cash and short-term investments, $m195NaN
Total assets, $m1612NaN
Adjusted assets (=assets-cash), $m1417NaN
Average production assets, $m897NaN
Working capital, $m-8NaN
Total debt, $m1335NaN
Total liabilities, $m1723NaN
Total equity, $m-111NaN
Debt-to-equity ratio-12.027NaN
Adjusted equity ratio-0.024NaN

CASH FLOW

Net income, $m392NaN
Depreciation, amort., depletion, $m42NaN
Funds from operations, $mNaN
Change in working capital, $mNaN
Cash from operations, $m424NaN
Maintenance CAPEX, $mNaN
New CAPEX, $mNaN
Total CAPEX, $m-8NaN
Free cash flow, $m431NaN
Issuance/(repurchase) of shares, $mNaN
Retained Cash Flow, $mNaN
Pot'l extraordinary dividend, $m-8
Cash available for distribution, $mNaN
Discount rate, %NaN
PV of cash for distribution, $mNaN
Current shareholders' claim on cash, %NaN
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