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Intrinsic value of The Western Union Company (WU)

Previous Close$14.47
Intrinsic Value
Upside potential
Previous Close
$14.47

VALUATION INPUT DATA (original, your and others' valuations)

ParameterOrig.Your
Date of valuation (DoV)  
Intrinsic value (IV) at DoV, $/sh  
IV at current val. algorithm, $/sh13.49 

The original valuation is based on fiscal year data as of 2021-12-31 and quarterly data as of 2022-09-30.

Registered users can save their valuation input data

  1. Annual
  2. Quarterly YoY
  3. Quarterly QoQ

Annual revenue growth rates, % (past and forecasted)

NOTE: The bar chart shows historic and forecasted yearly revenue growth rates. Its purpose is to help you in determining what initial revenue rate you want to base your stock valuation on. Please make sure that you are confident in the value you select - for most stocks it is by far the most important parameter in valuation.

Company description

The Western Union Company provides money movement and payment services worldwide. The company operates in two segments, Consumer-to-Consumer and Business Solutions. The Consumer-to-Consumer segment facilitates money transfers between two consumers, primarily through a network of third-party agents and sub-agents; and offers international cross-border transfers and intra-country transfers, as well as money transfer transactions through websites and mobile devices. The Business Solutions segment provides payment and foreign exchange solutions, primarily cross-border and cross-currency transactions for small and medium size enterprises, other organizations, and individuals; and foreign currency forward and option contracts. It also offers bill payment services that facilitates payments from consumers to businesses and other organizations, as well as offers money order and other services. The company was founded in 1851 and is headquartered in Denver, Colorado.

show cash flow forecast

FINANCIAL STATEMENTS FORECAST and PRESENT VALUE CALCULATION

Fiscal year2021(a)2022202320242025202620272028202920302031203220332034203520362037203820392040204120422043204420452046

INCOME STATEMENT

Revenue growth rate, %6.0NaN
Revenue, $5113NaN
Variable operating expenses, $mNaN
Fixed operating expenses, $mNaN
Total operating expenses, $m3990NaN
Operating income, $m1123NaN
EBITDA, $m1331NaN
Interest expense (income), $mNaN
Earnings before tax, $m936NaN
Tax expense, $m130NaN
Net income, $m806NaN

BALANCE SHEET

Cash and short-term investments, $m1238NaN
Total assets, $m8824NaN
Adjusted assets (=assets-cash), $m7586NaN
Average production assets, $m2741NaN
Working capital, $m-113NaN
Total debt, $m3212NaN
Total liabilities, $m8468NaN
Total equity, $m356NaN
Debt-to-equity ratio9.022NaN
Adjusted equity ratio-0.074NaN

CASH FLOW

Net income, $m806NaN
Depreciation, amort., depletion, $m208NaN
Funds from operations, $mNaN
Change in working capital, $mNaN
Cash from operations, $m1045NaN
Maintenance CAPEX, $mNaN
New CAPEX, $mNaN
Total CAPEX, $m-107NaN
Free cash flow, $m1152NaN
Issuance/(repurchase) of shares, $mNaN
Retained Cash Flow, $mNaN
Pot'l extraordinary dividend, $m-113
Cash available for distribution, $mNaN
Discount rate, %NaN
PV of cash for distribution, $mNaN
Current shareholders' claim on cash, %NaN
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