PA · ACA.PA
Crédit Agricole S.A.
- Sector
- Financial Services · Banks - Regional
- Headquarters
- Montrouge 92127
- Website
- credit-agricole.com
Price · as of 2025-12-31
$16.60
Market cap 55.64B
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $52.54 | +216.6% |
| Intrinsic Value(DCF) | $10.40 | -37.33% |
| Graham-Dodd Method(GD) | $12.74 | -23.24% |
| Graham Formula(GF) | $34.65 | +108.77% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2011 | $2.56 | $23.39 | $0.00 | $5.50 | $0.00 |
| 2012 | $3.56 | $17.41 | $0.00 | $0.00 | $5.68 |
| 2013 | $5.49 | $42.19 | $0.00 | $14.91 | $0.00 |
| 2014 | $6.85 | $36.80 | $0.00 | $15.45 | $6.27 |
| 2015 | $5.34 | $28.64 | $0.00 | $12.89 | $13.53 |
| 2016 | $6.87 | $30.44 | $0.77 | $17.35 | $4.33 |
| 2017 | $7.98 | $44.35 | $0.00 | $19.65 | $93.65 |
| 2018 | $7.02 | $55.17 | $0.00 | $21.13 | $0.00 |
| 2019 | $4.66 | $50.30 | $0.00 | $23.22 | $88.20 |
| 2020 | $8.23 | $70.14 | $0.00 | $20.15 | $0.00 |
| 2021 | $7.88 | $70.55 | $0.00 | $25.72 | $113.85 |
| 2022 | $7.97 | $99.61 | $0.00 | $23.88 | $0.00 |
| 2023 | $11.38 | $103.39 | $46.07 | $7.47 | $246.20 |
| 2024 | $15.30 | $90.32 | $19.02 | $9.29 | $35.75 |
| 2025 | $18.39 | $52.54 | $22.65 | $12.74 | $34.65 |
AI valuation
Our deep-learning model estimates Crédit Agricole S.A.'s (ACA.PA) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $52.54
- Current price
- $16.60
- AI upside
- +216.6%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$10.40
-37.33% upside
Graham-Dodd
$12.74
-23.24% upside
Graham Formula
$34.65
+108.77% upside
About Crédit Agricole S.A.
Crédit Agricole S.A. provides retail, corporate, insurance, and investment banking products and services worldwide. It operates through Asset Gathering; Large Customers; Specialised Financial Services; French Retail Banking - LCL; and International Retail Banking. The company offers banking products and services, including savings and current accounts and deposits, finance, payments, and flow management services; consumer finance products; and banking and specialized financial services. It also provides wealth management services that allow individual customers to manage, protect, and transfer their assets, as well as other asset management services; and savings/retirement, death and disability/creditor/group, and property and casualty insurance products. In addition, the company offers financing solutions for property and equipment investment and renewal requirements; trade receivable financing and management solutions for corporates; and financing services for renewable energy and public infrastructure projects, as well as leasing services. Further, it provides investment banking, structured finance, international trade finance, commercial banking, capital market, and syndication services; and asset servicing solutions for investment products, as well as various asset classes, such as execution, clearing, forex, security lending and borrowing, custody, depositary bank, fund administration, middle-office outsourcing solutions, and fund distribution support and issuer services. The company serves retail customers, corporates, banks and financial institutions, government agencies, and local authorities. Crédit Agricole S.A. was founded in 1894 and is headquartered in Montrouge, France. Crédit Agricole S.A. operates as a subsidiary of SAS Rue La Boétie.
- CEO
- Olivier-Eric Alain Gavalda
- Employees
- 80.52K
- Beta
- 0.75
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($10.40 ÷ $16.60) − 1 = -37.33% (DCF, example).