| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial intelligence (AI) | 30.85 | 18 |
| Intrinsic value (DCF) | 73.97 | 182 |
| Graham-Dodd Method | 50.04 | 91 |
| Graham Formula | 129.60 | 394 |
BFC Capital Trust II provides a full range of commercial banking services to retail customers and small to medium-sized businesses in both the non-metropolitan trade centers and cities in the metropolitan statistical areas of Oklahoma. BancFirst operates as a “super community bank”, managing its community banking offices on a decentralized basis, which permits them to be responsive to local customer needs. Underwriting, funding, customer service, and pricing decisions are made by presidents in each market within BancFirst’s strategic parameters.