US · JOE
The St. Joe Company
- Sector
- Real Estate · Real Estate - Diversified
- Headquarters
- Panama City Beach, FL 32407
- Website
- joe.com
Price · as of 2025-12-31
$61.74
Market cap 4.17B
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $54.16 | -12.28% |
| Intrinsic Value(DCF) | $35.99 | -41.71% |
| Graham-Dodd Method(GD) | $14.74 | -76.13% |
| Graham Formula(GF) | $68.88 | +11.57% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2011 | $17.73 | $32.52 | $0.00 | $0.00 | $0.00 |
| 2012 | $20.33 | $64.50 | $1.89 | $6.31 | $0.28 |
| 2013 | $17.76 | $32.32 | $0.00 | $6.38 | $0.14 |
| 2014 | $16.28 | $81.58 | $81.13 | $32.64 | $1,868.35 |
| 2015 | $15.25 | $44.24 | $0.00 | $7.57 | $1.42 |
| 2016 | $16.06 | $48.84 | $0.00 | $10.29 | $0.14 |
| 2017 | $18.39 | $29.77 | $0.56 | $12.62 | $9.44 |
| 2018 | $14.46 | $36.13 | $2.29 | $11.08 | $9.93 |
| 2019 | $18.60 | $36.49 | $2.53 | $10.89 | $10.12 |
| 2020 | $47.19 | $44.26 | $1.88 | $12.11 | $25.57 |
| 2021 | $51.84 | $53.65 | $1.75 | $11.85 | $90.47 |
| 2022 | $38.73 | $43.57 | $1.02 | $10.78 | $3.35 |
| 2023 | $52.80 | $46.86 | $0.00 | $11.78 | $79.93 |
| 2024 | $46.52 | $36.76 | $0.83 | $10.97 | $14.48 |
| 2025 | $72.69 | $54.16 | $11.91 | $14.74 | $68.88 |
AI valuation
Our deep-learning model estimates The St. Joe Company's (JOE) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $54.16
- Current price
- $61.74
- AI upside
- -12.28%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$35.99
-41.71% upside
Graham-Dodd
$14.74
-76.13% upside
Graham Formula
$68.88
+11.57% upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| JOE | The St. Joe Company | $61.74 | 4.17B | -12% | -42% | -76% | +12% | 36.16 | 5.40 | 8.16 | 14.52 | 62.90 | 5.40 | 93.02% | 28.49% | 22.53% | 15.45% | 11.16% | 7.58% | 0.00 | 1.90 | 2.21 | 2.21 | -0.46 | 5748.00% | 2746.00% | 22146.00% | 4.45% | 3.25 | 19.07% | 0.80% | 29.00% | 18.86% | 27.76 | 21.76 | 7.91 | 4.10 |
| ABR | Arbor Realty Trust, Inc. | $7.93 | 1.55B | +413% | +119% | +122% | — | 10.50 | 0.56 | 15.12 | 1.36 | — | 0.58 | -58.87% | 19.47% | 98.00% | 5.28% | 0.28% | 1.13% | 0.00 | 0.03 | — | — | -0.56 | -5254.00% | -8253.00% | -1931.00% | 22.47% | — | 4.95% | 0.00% | 0.00% | 604.87% | 55.02 | 3.15 | 10.72 | 0.13 |
| BNL | Broadstone Net Lease, Inc… | $19.39 | 3.71B | +57% | -20% | — | -60% | 36.56 | 1.25 | 7.92 | 3.82 | — | 1.58 | 23.52% | 49.70% | 22.41% | 3.37% | 8.11% | 1.82% | 0.90 | 2.42 | 288.34 | 288.34 | 7.07 | -4186.00% | 633.00% | 398.00% | 7.42% | 17.78 | 9.69% | 6.02% | 220.10% | 6.02% | 6.13 | 5.18 | 3.04 | 1.89 |
| BXMT | Blackstone Mortgage Trust… | $19.21 | 3.24B | +331% | -59% | — | — | — | 0.96 | 2.21 | 16.36 | — | 0.99 | 76.86% | 71.65% | 7.20% | 0.00% | 5.49% | 0.00% | 4.62 | 1.10 | 8.71 | 8.71 | 13.48 | -15470.00% | -1396.00% | -2460.00% | 8.21% | 0.13 | 1.44% | 9.61% | — | 12.87% | 17.51 | 69.18 | 12.55 | 1.21 |
| CWK | Cushman & Wakefield plc | $13.41 | 3.11B | +86% | -60% | -89% | -52% | 35.49 | 1.60 | 0.30 | 12.86 | — | -4.13 | 16.25% | 4.46% | 0.86% | 4.75% | 8.15% | 1.16% | 1.66 | 2.12 | 22.76 | 18.41 | 5.66 | -3214.00% | 891.00% | 7545.00% | 9.36% | 2.73 | 6.74% | 0.00% | 0.00% | 2.31% | 12.19 | 19.08 | 0.54 | 2.13 |
| NMRK | Newmark Group, Inc. | $14.52 | 2.59B | +874% | +55% | -39% | +41% | — | 1.44 | 0.76 | 6.87 | — | 2.90 | 94.57% | 7.01% | 3.78% | 0.00% | 7.07% | 0.00% | 0.38 | 7.20 | 1.05 | 0.51 | 1.07 | 10000.00% | 2186.00% | -49949.00% | 6.80% | 0.09 | 6.74% | 0.00% | — | 54.65% | 12.19 | 16.59 | 0.85 | 1.31 |
| PSA | Public Storage | $307.06 | 53.89B | -25% | -48% | — | -64% | 30.36 | 5.90 | 11.31 | 19.87 | — | 6.06 | 24.96% | 46.73% | 36.99% | 18.96% | 11.93% | 8.99% | 1.11 | 7.40 | 0.75 | 0.75 | 3.06 | -1532.00% | 274.00% | 697.00% | 5.31% | 5.20 | 15.33% | 4.22% | 128.20% | 4.22% | 28.61 | 22.26 | 13.37 | 3.53 |
| RYN | Rayonier Inc. | $21.49 | 3.47B | +11% | -39% | -94% | — | 6.97 | 1.52 | 6.91 | 16.53 | — | 1.52 | 32.47% | 17.19% | 97.92% | 24.15% | 3.26% | 13.97% | 0.49 | 3.17 | 3.11 | 3.11 | 1.06 | -8159.00% | -6164.00% | 2995.00% | 6.17% | 0.95 | 8.15% | 8.72% | 60.80% | 29.71% | 42.96 | 17.31 | 7.39 | 2.28 |
| VNO | Vornado Realty Trust | $27.58 | 5.26B | +12% | -60% | +41% | +59% | 5.60 | 0.88 | 2.90 | 6.96 | 0.05 | 0.89 | 100.00% | 15.03% | 49.99% | 16.82% | 2.03% | 5.95% | 1.32 | 0.77 | 1.80 | 1.67 | 3.99 | 1040000.00% | 127.00% | 13402.00% | 23.97% | 1.15 | 9.52% | 3.87% | 21.70% | 27.97% | 45.18 | 9.77 | 6.79 | 0.29 |
About The St. Joe Company
The St. Joe Company, together with its subsidiaries, operates as a real estate development, asset management, and operating company in Northwest Florida. It operates through three segments: Residential, Hospitality, and Commercial. The Residential segment plans and develops residential communities of various sizes for homebuilders or retail consumers. It primarily sells developed homesites and parcels of entitled or undeveloped land. The Hospitality segment owns and operates a private membership club, golf courses, beach clubs, retail outlets, marinas, and other entertainment assets. This segment also engages in the hotel, food and beverage, and gulf-front vacation rental operations, as well as provides management services. The Commercial segment engages in leasing of commercial property, multi-family, a senior living community, and other assets. This segment also plans, develops, entitles, manages, and sells commercial land holdings for retail, office, hotel, senior living, multi-family, self-storage, and industrial uses; and grows and sells pulpwood, sawtimber, and other forest products. The company owns 170,000 acres of land in Northwest Florida. The St. Joe Company was incorporated in 1936 and is based in Panama City Beach, Florida.
- CEO
- Jorge Luis Gonzalez
- Employees
- 863
- Beta
- 1.34
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($35.99 ÷ $61.74) − 1 = -41.71% (DCF, example).