US · WASH
Washington Trust Bancorp, Inc.
- Sector
- Financial Services · Banks - Regional
- Headquarters
- Westerly, RI 02891-0512
- Website
- washtrust.com
Price · as of 2025-12-31
$31.94
Market cap 641.29M
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $57.02 | +78.52% |
| Intrinsic Value(DCF) | $83,143.27 | +260,210.8% |
| Graham-Dodd Method(GD) | $38.00 | +18.98% |
| Graham Formula(GF) | $81.03 | +153.69% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2011 | $12.44 | $31.95 | $13.66 | $9.77 | $16.62 |
| 2012 | $14.85 | $82.53 | $16.69 | $11.37 | $31.79 |
| 2013 | $20.71 | $47.71 | $18.95 | $12.29 | $8.59 |
| 2014 | $22.40 | $76.94 | $19.55 | $11.77 | $24.57 |
| 2015 | $22.92 | $56.97 | $20.82 | $11.09 | $36.70 |
| 2016 | $32.99 | $39.35 | $20.68 | $11.10 | $42.43 |
| 2017 | $35.92 | $40.67 | $22.13 | $10.72 | $42.12 |
| 2018 | $33.57 | $37.65 | $24.10 | $16.60 | $74.66 |
| 2019 | $28.26 | $45.11 | $25.70 | $15.71 | $74.39 |
| 2020 | $39.90 | $41.74 | $28.90 | $16.60 | $39.81 |
| 2021 | $40.94 | $21.79 | $35.39 | $19.64 | $0.00 |
| 2022 | $29.61 | $38.33 | $26.29 | $10.64 | $52.88 |
| 2023 | $22.43 | $55.60 | $23.18 | $4.12 | $136.62 |
| 2024 | $27.86 | $27.58 | $15.08 | $0.00 | $9.86 |
| 2025 | $34.37 | $57.02 | $24.35 | $38.00 | $81.03 |
AI valuation
Our deep-learning model estimates Washington Trust Bancorp, Inc.'s (WASH) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $57.02
- Current price
- $31.94
- AI upside
- +78.52%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$83,143.27
+260,210.8% upside
Graham-Dodd
$38.00
+18.98% upside
Graham Formula
$81.03
+153.69% upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| WASH | Washington Trust Bancorp,… | $31.94 | 641.29M | +79% | +260,211% | +19% | +154% | 12.62 | 1.21 | 1.73 | 19.92 | — | 1.39 | 54.31% | 17.69% | 13.71% | 10.02% | 3.83% | 0.77% | 1.34 | 0.41 | 0.01 | 0.01 | 10.33 | -26626.00% | 2262.00% | -208.00% | 7.97% | 0.02 | 3.85% | 0.12% | 1.50% | 56.36% | 19.92 | 25.55 | 3.52 | -0.33 |
| BLE | BlackRock Municipal Incom… | $10.54 | 503.04M | +3,324% | +642% | -29% | — | 17.49 | 0.84 | 17.48 | — | — | 0.84 | 100.00% | 99.96% | 99.96% | 4.79% | 3.23% | 3.08% | 0.46 | 2.11 | 0.20 | 0.17 | — | -105082.00% | -195763.00% | 19951.00% | 21.78% | 0.91 | 12.30% | 4.92% | 86.10% | 55.35% | 26.92 | 7.07 | 26.91 | 0.90 |
| BLW | BlackRock Limited Duratio… | $13.66 | 522.26M | +303% | -57% | -91% | -92% | 10.48 | 0.92 | 8.91 | 17.93 | — | 0.92 | 90.74% | 118.05% | 85.01% | 8.84% | 7.68% | 5.33% | 0.66 | 3.58 | 0.13 | 1.03 | 7.46 | -3167.00% | -756.00% | -17081.00% | -5.81% | -1.62 | -3.37% | 9.79% | 102.70% | 9.79% | 12.91 | -29.46 | 15.25 | 0.90 |
| BMEZ | BlackRock Health Sciences… | $15.03 | 1.52B | +234% | +34,290% | +74% | +2,178% | 7.83 | 0.24 | 7.63 | 6.69 | 34.16 | 0.24 | 100.00% | 3.85% | 97.44% | 3.46% | 0.14% | 3.42% | 0.00 | 11886.87 | — | — | 0.00 | 2292.00% | 19379.00% | 10463.00% | 35.69% | — | 9.85% | 19.57% | 153.20% | 35.69% | 169.68 | 2.40 | 6.54 | 18.04 |
| FTHY | First Trust High Yield Op… | $13.90 | 511.14M | +6,550% | — | — | — | — | — | — | — | — | — | 84.95% | 83.65% | 83.65% | 8.15% | 6.48% | 6.31% | 0.28 | 5.56 | 0.65 | 0.65 | 3.45 | -10000.00% | -115.00% | -3883.00% | — | 1.05 | 4.31% | — | 123.30% | — | — | — | — | — |
| GUT | The Gabelli Utility Trust | $6.10 | 538.21M | +969% | -48% | — | +830% | 12.31 | 1.30 | 43.54 | 11.13 | — | 1.30 | 63.26% | 391.35% | 381.36% | 11.46% | 12.25% | 11.05% | 0.00 | 39.28 | 0.04 | 16.37 | 0.00 | -37778.00% | 13439.00% | -9105.00% | 0.82% | 94.17 | 1.12% | 9.56% | 117.60% | 14.46% | 11.13 | 121.63 | 43.54 | 403.08 |
| VCV | Invesco California Value … | $11.32 | 544.08M | +125% | -26% | -38% | — | 27.31 | 0.90 | 15.03 | 35.19 | — | 0.90 | 56.91% | 55.03% | 55.03% | 3.26% | 2.28% | 2.02% | 0.28 | 1.28 | 6.29 | 6.29 | 7.88 | -6028.00% | -1809.00% | 54.00% | 9.94% | 17.75 | 6.20% | 3.94% | 107.50% | 51.87% | 35.19 | 12.97 | 19.37 | 0.95 |
| VVR | Invesco Senior Income Tru… | $3.09 | 475.63M | +690% | -13% | — | — | 12.26 | 0.83 | 7.57 | 17.15 | — | 0.83 | 67.50% | 61.73% | 61.73% | 6.59% | 4.61% | 4.06% | 0.35 | 1.90 | 1.15 | 1.15 | 4.89 | -4304.00% | -3155.00% | -888.00% | 13.80% | 1.48 | 7.81% | 13.37% | 164.00% | 41.04% | 17.15 | 10.13 | 10.59 | 0.58 |
About Washington Trust Bancorp, Inc.
Washington Trust Bancorp, Inc. operates as the bank holding company for The Washington Trust Company, of Westerly that offers various banking and financial services to individuals and businesses. The company operates in two segments, Commercial Banking and Wealth Management Services. The Commercial Banking segment provides various commercial and retail lending products, such as commercial real estate loans, including commercial mortgages and construction loans; commercial and industrial loans; residential real estate loans that consist of mortgage and homeowner construction loans; and consumer loans comprising home equity loans and lines of credit, personal installment loans, and loans to individuals secured by general aviation aircraft. This segment also offers deposit accounts, including interest-bearing and noninterest-bearing demand deposits, NOW and savings accounts, money market and retirement deposit accounts, and time deposits, as well as debit card, automated teller machine, telephone banking, internet banking, mobile banking, remote deposit capture, and other cash management services. The Wealth Management Services segment provides investment management; financial planning; personal trust and estate services, such as trustee, personal representative, custodian, and guardian; and settlement of decedents' estates, as well as institutional trust services comprising custody and fiduciary services. This segment serves personal and institutional clients. The company also operates as a licensed broker-dealer; and offers variable annuities and college savings plans. As of December 31, 2021, it had 10 branch offices located in southern Rhode Island, 13 branch offices located in the greater Providence area in Rhode Island, and 1 branch office located in southeastern Connecticut. Washington Trust Bancorp, Inc. was founded in 1800 and is headquartered in Westerly, Rhode Island.
- CEO
- Edward Otis Handy
- Employees
- 618
- Beta
- 0.86
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($83,143.27 ÷ $31.94) − 1 = +260,210.8% (DCF, example).