| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial intelligence (AI) | 204.12 | 1506 |
| Intrinsic value (DCF) | 138.88 | 993 |
| Graham-Dodd Method | 14.77 | 16 |
| Graham Formula | n/a |
NSTS Bancorp, Inc. operates as a savings and loan holding company for North Shore Trust and Savings that provides banking products and services in Illinois. The company offers checking, money market, savings, and time deposit accounts; and one- to four-family residential mortgage, multi-family and commercial real estate, construction, home equity, and consumer loans. It operates through a main banking office in Waukegan, Illinois; and two full-service branch offices located in Waukegan and Lindenhurst, Illinois, as well as a loan production office in Chicago, Illinois. The company was founded in 1921 and is headquartered in Waukegan, Illinois.