US · CMA
Comerica Incorporated
- Sector
- Financial Services · Banks - Regional
- Headquarters
- Dallas, TX 75201
- Website
- comerica.com
Price · as of 2024-12-31
—
Market cap 9.99B
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $38.30 | — |
| Intrinsic Value(DCF) | $53.23 | — |
| Graham-Dodd Method(GD) | $25.55 | — |
| Graham Formula(GF) | $17.57 | — |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2010 | $24.40 | $28.74 | $25.36 | $34.99 | $0.00 |
| 2011 | $19.24 | $32.40 | $33.06 | $38.40 | $14.02 |
| 2012 | $23.36 | $32.60 | $34.38 | $39.04 | $35.22 |
| 2013 | $32.40 | $28.52 | $56.16 | $40.32 | $16.12 |
| 2014 | $30.60 | $27.91 | $62.83 | $42.89 | $19.96 |
| 2015 | $25.49 | $28.13 | $56.96 | $41.62 | $47.85 |
| 2016 | $49.84 | $38.66 | $52.82 | $42.24 | $35.81 |
| 2017 | $71.64 | $47.40 | $61.69 | $47.95 | $80.46 |
| 2018 | $59.76 | $41.83 | $74.96 | $54.18 | $125.86 |
| 2019 | $33.31 | $32.04 | $78.92 | $44.48 | $111.14 |
| 2020 | $56.49 | $44.40 | $117.14 | $28.68 | $0.00 |
| 2021 | $72.55 | $66.87 | $201.47 | $53.50 | $52.14 |
| 2022 | $50.22 | $48.22 | $200.75 | $35.58 | $269.78 |
| 2023 | $47.91 | $38.99 | $1,106.30 | $32.32 | $312.18 |
| 2024 | $55.84 | $38.30 | $92.84 | $25.55 | $17.57 |
AI valuation
Our deep-learning model estimates Comerica Incorporated's (CMA) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $38.30
- Current price
- —
- AI upside
- —
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$53.23
— upside
Graham-Dodd
$25.55
— upside
Graham Formula
$17.57
— upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| CMA | Comerica Incorporated | $78.17 | 9.99B | -51% | -32% | -67% | -78% | 10.64 | 1.14 | 1.49 | -0.08 | — | 1.30 | 63.99% | 17.78% | 13.98% | 10.78% | -12.08% | 0.85% | 1.02 | 0.51 | 0.23 | 0.23 | -0.13 | -2181.00% | -495.00% | -5920.00% | 6.03% | 0.01 | -7.75% | 5.39% | 57.30% | 12.31% | -0.09 | -0.18 | -0.02 | -0.37 |
| CFG | Citizens Financial Group,… | $51.44 | 22.09B | +9% | 0% | -37% | — | 14.39 | 1.00 | 2.36 | -4.36 | 52.54 | 1.46 | 69.75% | 20.88% | 16.42% | 7.24% | -19.29% | 0.83% | 0.43 | 0.61 | 1.04 | 1.04 | -0.54 | 2739.00% | -971.00% | 841.00% | 7.73% | 0.01 | -21.46% | 3.37% | 48.50% | 17.07% | -5.05 | -5.77 | -1.05 | 0.27 |
| FHN | First Horizon Corporation | $21.51 | 10.92B | +159% | +13% | -30% | -15% | 12.07 | 1.34 | 2.38 | 8.84 | 31.56 | 1.64 | 67.32% | 25.70% | 19.72% | 11.13% | 15.06% | 1.18% | 0.52 | 0.82 | 0.96 | 0.95 | 2.70 | 3824.00% | 97.00% | -4869.00% | 5.29% | 0.01 | 9.46% | 2.65% | 31.90% | 10.39% | 9.22 | 18.81 | 2.37 | 0.25 |
| GGAL | Grupo Financiero Galicia … | $59.17 | 9.5B | +2% | +2,820% | -60% | — | 15.92 | 1.96 | 1.12 | 4.29 | 13.31 | 2.06 | 62.71% | 20.81% | 15.29% | 18.49% | 65.59% | 3.50% | 0.36 | 0.71 | 0.66 | 0.50 | -0.08 | 11955.00% | -2352.00% | -28307.00% | -24.53% | -0.14 | -117.76% | 5.17% | 82.30% | 5.18% | 4.66 | -3.53 | 0.97 | 0.74 |
| ONB | Old National Bancorp | $20.68 | 8.08B | +204% | +222% | -31% | +171% | 13.65 | 1.08 | 2.46 | 15.09 | 208.45 | 1.63 | 63.60% | 23.56% | 18.04% | 9.02% | 8.09% | 1.06% | 0.88 | 0.72 | 0.89 | 0.88 | 7.01 | 655.00% | 2548.00% | 767.00% | 6.98% | 0.01 | 7.42% | 2.46% | 33.60% | 3.25% | 16.88 | 23.16 | 3.98 | 0.07 |
| SSB | SouthState Corporation | $87.98 | 8.84B | -48% | +1,731% | -26% | +468% | 12.50 | 1.10 | 2.66 | 3.76 | 97.89 | 1.79 | 68.35% | 27.86% | 21.26% | 10.68% | 17.17% | 1.41% | 0.15 | 0.97 | 0.22 | 0.22 | 0.62 | 1277.00% | 5701.00% | -21383.00% | -5.43% | -0.01 | -11.58% | 2.32% | 29.00% | 4.68% | 4.20 | -8.12 | 1.17 | -0.18 |
| UMBF | UMB Financial Corporation | $107.16 | 8.14B | -8% | +13,136% | +15% | +537% | 12.72 | 1.16 | 2.01 | 11.11 | 816.59 | 1.66 | 54.41% | 20.25% | 15.81% | 12.59% | 216.32% | 1.14% | 0.49 | 0.60 | 0.01 | 0.01 | 2.69 | 156.00% | 6852.00% | -1165.00% | 1.99% | 0.00 | 53.19% | 0.00% | 0.00% | 0.00% | 13.09 | 66.30 | 2.65 | -0.80 |
| WAL | Western Alliance Bancorpo… | $78.52 | 8.64B | -38% | +60% | +6% | +49% | 9.07 | 1.16 | 1.68 | -7.07 | 39.23 | 1.27 | 61.10% | 22.88% | 18.37% | 13.60% | -40.11% | 1.12% | 0.87 | 0.66 | 0.56 | 0.56 | 2.52 | 2313.00% | 517.00% | -115.00% | -31.52% | -0.06 | 113.09% | 2.09% | 18.90% | 2.86% | -7.07 | 3.06 | -1.62 | 0.00 |
| WBS | Webster Financial Corpora… | $57.24 | 9.57B | -38% | +14% | -20% | +54% | 11.41 | 1.21 | 2.59 | -2.06 | 32.38 | 1.82 | 60.80% | 28.49% | 22.67% | 10.77% | 34.14% | 1.23% | 0.45 | 0.83 | 0.41 | 0.41 | 3.13 | 3524.00% | 613.00% | -3839.00% | 7.37% | 0.02 | 28.70% | 2.33% | 26.60% | 7.52% | -2.06 | -3.07 | -0.59 | -0.18 |
| WTFC | Wintrust Financial Corpor… | $129.77 | 8.69B | -30% | +17% | -8% | +37% | 11.92 | 1.35 | 2.32 | 6.30 | 98.35 | 1.54 | 62.19% | 26.44% | 19.48% | 12.11% | 24.04% | 1.21% | 0.62 | 0.74 | 0.14 | 0.14 | 3.33 | 1212.00% | 666.00% | 3421.00% | 8.68% | 0.02 | 24.88% | 1.72% | 20.60% | 5.92% | 6.80 | 8.91 | 1.80 | -0.41 |
About Comerica Incorporated
Comerica Incorporated, through its subsidiaries, provides various financial products and services. It operates through Commercial Bank, Retail Bank, Wealth Management, and Finance segments. The Commercial Bank segment offers various products and services, including commercial loans and lines of credit, deposits, cash management, capital market products, international trade finance, letters of credit, foreign exchange management services, and loan syndication services for small and middle market businesses, multinational corporations, and governmental entities. The Retail Bank segment provides personal financial services, such as consumer lending, consumer deposit gathering, and mortgage loan origination. This segment also offers various consumer products that include deposit accounts, installment loans, credit cards, student loans, home equity lines of credit, and residential mortgage loans, as well as commercial products and services to micro-businesses. The Wealth Management segment provides products and services comprising fiduciary, private banking, retirement, investment management and advisory, and investment banking and brokerage services. This segment also sells annuity products, as well as life, disability, and long-term care insurance products. The Finance segment engages in the securities portfolio, and asset and liability management activities. It operates in Texas, California, Michigan, Arizona, Florida, Canada, and Mexico. The company was formerly known as DETROITBANK Corporation and changed its name to Comerica Incorporated in July 1982. Comerica Incorporated was founded in 1849 and is headquartered in Dallas, Texas.
- CEO
- Curtis Chatman Farmer
- Employees
- 7.86K
- Beta
- 1.08
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($53.23 ÷ —) − 1 = — (DCF, example).