Previous Close | $2.34 |
AI Value | $289.27 |
Upside potential | +12,262% |
Atlantic American Corporation (AAME) is a holding company operating primarily in the insurance sector through its subsidiaries, American Southern Insurance Company and Bankers Fidelity Life Insurance Company. The company specializes in property and casualty insurance (American Southern) and life and health insurance (Bankers Fidelity), serving niche markets in the Southeastern United States. AAME maintains a modest market presence, focusing on underwriting profitability rather than aggressive growth. Its competitive advantage lies in its regional expertise, conservative underwriting practices, and long-standing customer relationships in its core markets. However, its small scale limits its ability to compete with larger national insurers.
Limited R&D or technological leadership; traditional underwriting model with minimal disruption risk.
Atlantic American Corporation (AAME) is a micro-cap insurance player with a conservative business model and regional focus. While its underwriting discipline provides stability, its small scale and lack of diversification limit growth potential. The stock may appeal to value-oriented investors seeking exposure to niche insurance markets, but it carries higher operational and competitive risks compared to larger peers. Catalysts are limited, and long-term upside depends on industry dynamics favoring smaller insurers or strategic actions.
SEC filings (10-K, 10-Q), company website, industry reports (NAIC, S&P Global).
Historical valuation data is not available at this time.