Previous Close | €345.00 |
AI Value | €198.60 |
Upside potential | -42% |
Allianz SE is a leading global financial services provider, specializing in insurance and asset management. Headquartered in Munich, Germany, the company operates in over 70 countries, serving more than 100 million customers. Allianz's core business segments include Property-Casualty insurance, Life/Health insurance, and Asset Management (through PIMCO and Allianz Global Investors). The company holds a strong market position in Europe, particularly in Germany, and has a growing presence in Asia-Pacific and the Americas. Its competitive advantages include a diversified revenue base, strong brand recognition, and a robust capital position supported by its AA- credit rating (S&P).
Digital transformation initiatives (Allianz X venture capital arm), usage-based insurance products, AI-driven claims processing
Allianz presents a stable investment case with its diversified business model and strong capital position. The company's exposure to both mature and growth markets provides balance, though the low interest rate environment remains a headwind for its life insurance segment. The asset management business offers growth potential but faces fee pressure. Regulatory risks are manageable given the company's strong compliance track record. Investors should monitor the execution of the US P&C turnaround and digital transformation progress.
Allianz Annual Report 2022Allianz Q2 2023 Earnings PresentationS&P Global Ratings Report (July 2023)Solvency II Public Disclosure 2022
Historical valuation data is not available at this time.