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US · CATY

Cathay General Bancorp

Programmatic access: InvestorsCraft Valuation API · catalog

Sector
Financial Services · Banks - Regional
Headquarters
Los Angeles, CA 90012

Price · as of 2025

$62.69

Market cap 4.25B

Valuation

MetricValueUpside
IC Value$39.98-36%
P/E10.11
P/B1.09
P/S2.30
EV/EBITDA3.69
PEG67.68
P/TBV1.25

Valuation history

Annual price overlaid with each model's fair value. Y-axis is log scale.

Annual price and model valuations for CATY, USD per share
YearPriceAIICGraham-DoddGraham Formula
2011$11.63$14.21
2012$14.02$15.15
2013$18.13$16.47
2014$19.48$20.10
2015$20.98$25.81
2016$28.67$42.20
2017$33.34$52.02
2018$28.69$70.05
2019$23.66$91.91
2020$37.99$48.22
2021$39.45$39.18
2022$34.65$78.51
2023$37.92$107.80
2024$43.11$79.41
2025$47.07$68.64

Historic valuation ratios

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USD millions

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        About Cathay General Bancorp

        Cathay General Bancorp serves as the parent entity for Cathay Bank, a financial institution that delivers a broad spectrum of commercial banking solutions. These services are tailored for individual clients, professional practices, and small to medium-sized enterprises, primarily within the United States. The bank offers a diverse array of deposit products, encompassing passbook, checking, and money market accounts, alongside certificates of deposit (CDs), individual retirement accounts (IRAs), and public sector fund deposits. On the lending side, Cathay Bank provides various loan offerings, including commercial mortgages, general commercial loans, Small Business Administration (SBA) loans, residential mortgages, and real estate construction financing, as well as home equity lines of credit. It also extends personal installment loans designed for household and other consumer expenditures. Beyond its core banking activities, the company furnishes services such as trade financing, letters of credit, wire transfers, foreign currency spot and forward contracts, and traveler's checks. Additional conveniences include safe deposit boxes, night deposit facilities, Social Security payment deposits, collection services, bank-by-mail, drive-up and walk-up windows, automatic teller machines (ATMs), and internet banking. Furthermore, it offers investment services, various other customary banking provisions, and both securities and insurance products. As of March 1, 2022, Cathay General Bancorp maintained a substantial physical presence, operating 31 branches in Southern California, 16 in Northern California, 10 in New York, four in Washington, and two each in Illinois and Texas. Single branches are located in Maryland, Massachusetts, Nevada, New Jersey, and Hong Kong. The corporation also maintains representative offices in Beijing, Taipei, and Shanghai. Established in 1962, the company maintains its headquarters in Los Angeles, California.

        CEO
        Chang Ming Liu
        Employees
        1.27K
        Beta
        0.85

        Peer comparison

        Same-industry comparables, ranked by market cap.

        Scroll horizontally for additional metrics. Ticker column stays fixed.

        Peer comparison for CATY: basic info, valuation models, ratios, profitability, leverage, growth, cash flow, dividends, enterprise value, and Altman Z-score.
        Basic InfoIC ValuationCore ValuationProfitabilityLeverage & LiquidityGrowthCash FlowDividendsEnterprise ValueRisk
        TickerCompany NamePriceMarket CapValueUpsideP/EP/BP/SEV/EBITDAPEGP/TBVGross MarginOperating MarginNet MarginROEROICROADebt/EquityInterest CoverageCurrent RatioQuick RatioNet Debt/EBITDAEPS GrowthSales GrowthFCF GrowthFCF YieldOp Cash Flow RatioCash ROICDividend YieldDividend PayoutShareholder YieldEV/EBITEV/FCFEV/SalesAltman Z-Score
        CATYCathay General Bancorp$62.694.25B$68.64+9%10.111.092.303.6967.681.2555.06%29.42%22.76%10.92%24.44%1.33%0.070.720.200.200.1514.94%-0.43%11.72%11.42%0.0427.01%2.94%29.80%8.85%3.904.371.15-0.01
        ASBAssociated Banc-Corp$31.285.9B$39.74+27%8.440.811.633.242.961.0458.29%23.50%19.31%9.91%17.69%1.08%0.840.590.300.305.29284.72%16.83%8.23%14.46%0.0321.59%4.18%35.20%4.90%3.813.800.90-0.12
        BKUBankUnited, Inc.$46.463.38B$33.64-28%11.971.051.5012.6480.141.0849.49%16.68%12.53%9.15%4.90%0.76%0.650.4415.4115.414.4714.94%5.84%-17.33%11.16%0.236.66%2.86%34.20%47.58%13.9013.852.321.05
        FBPFirst BanCorp.$28.674.38B$34.24+19%9.451.662.596.7850.321.6972.93%33.16%27.45%18.97%-37.90%1.79%0.191.646.856.77-0.6718.78%5.35%10.12%13.31%4.14-47.70%3.54%33.50%8.26%7.126.842.360.46
        FHBFirst Hawaiian, Inc.$27.493.34B$22.07-20%10.711.072.537.0446.771.6773.06%30.32%23.65%10.26%13.06%1.16%0.001.230.030.03-0.5922.91%3.21%5.04%10.25%0.0314.34%4.42%47.40%7.82%7.719.002.34-0.28
        FIBKFirst Interstate BancSyst…$37.533.65B$18.99-49%10.970.963.138.4332.031.4597.47%37.01%28.55%8.95%7.03%1.08%0.231.110.040.040.9434.25%-28.52%-16.33%8.38%0.036.46%5.86%64.30%41.92%9.5213.433.53-0.28
        FULTFulton Financial Corporat…$24.244.63B$29.69+22%9.041.011.872.7027.831.2367.42%25.68%20.71%11.71%26.20%1.22%0.370.840.130.130.5032.48%5.03%-24.00%8.03%0.0119.02%3.99%36.10%18.83%2.955.030.76-0.62
        RNSTRenasant Corporation$42.733.91B$11.98-72%18.360.862.3013.641.4360.82%15.70%12.55%5.52%7.02%0.81%0.270.491.931.93-0.06-36.70%39.12%105.35%7.14%0.499.21%2.36%43.40%2.76%14.6113.932.290.25
        WSBCWesBanco, Inc.$41.694B$15.03-64%13.240.732.0614.171.2862.93%19.68%15.55%6.54%5.03%0.96%0.410.620.250.254.690.00%51.41%39.52%9.48%0.236.24%4.75%62.90%9.87%15.6315.763.080.18
        WSFSWSFS Financial Corporatio…$81.274.23B$54.21-33%11.841.252.505.7576.781.9374.70%28.01%21.14%10.80%16.54%1.36%0.111.300.080.08-2.5115.42%-3.05%3.88%6.28%0.0112.29%1.09%12.90%17.10%6.1610.981.72-0.68
        ZIONZions Bancorporation, Nat…$70.3210.26B$88.09+25%8.621.081.57-0.0640.271.2767.05%23.77%18.18%13.51%-64.33%1.01%0.610.750.160.161.1321.41%-0.98%-6.66%12.65%0.01-70.20%3.44%29.70%3.97%-0.07-0.08-0.02-0.62

        Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($39.98 ÷ $62.69) − 1 = -36.23% (IC, example).