Previous Close | $25.76 |
AI Value | $559.75 |
Upside potential | +2,073% |
First Community Corporation (FCCO) is a bank holding company headquartered in Lexington, South Carolina, operating primarily through its subsidiary, First Community Bank. The company provides a range of commercial and retail banking services, including checking and savings accounts, loans, mortgages, and wealth management services. FCCO primarily serves customers in South Carolina and Georgia, with a focus on small to mid-sized businesses and individual clients. The bank differentiates itself through personalized customer service and community-oriented banking, which has helped it maintain a stable market position in its regional footprint. Competitive advantages include strong local relationships, a conservative lending approach, and a focus on non-interest income through wealth management services.
Limited public disclosure on R&D or technological leadership; focus remains on traditional banking services.
First Community Corporation (FCCO) represents a conservative regional banking investment with stable but modest growth prospects. Its strengths lie in its community-focused approach and disciplined risk management, but it faces challenges from competitive pressures and interest rate volatility. Suitable for investors seeking exposure to a well-managed, small-cap bank with a regional focus, though lacking significant catalysts for outsized returns.
FCCO 10-K filings (SEC), investor presentations, and regional banking industry reports.
Historical valuation data is not available at this time.