Previous Close | $117.83 |
AI Value | $25.78 |
Upside potential | -78% |
Pinnacle Financial Partners, Inc. (PNFP) is a financial holding company headquartered in Nashville, Tennessee, operating primarily through its subsidiary, Pinnacle Bank. The company provides a range of banking, investment, and loan products to individuals, small-to-medium-sized businesses, and professional entities. Pinnacle has established a strong regional presence in the Southeastern U.S., particularly in Tennessee, North Carolina, South Carolina, and Virginia. The bank differentiates itself through a client-centric approach, offering personalized services and leveraging local market expertise. Its competitive advantages include a robust deposit base, a growing loan portfolio, and a reputation for high-touch customer service in its markets.
Investments in digital banking platforms and customer-facing technology to improve service efficiency. No major patent disclosures, but fintech integrations are a focus.
Pinnacle Financial Partners demonstrates solid regional banking fundamentals with a clear growth trajectory in the Southeast. Its focus on relationship banking and digital innovation positions it well, though interest rate risks and competitive pressures warrant monitoring. The stock may appeal to investors seeking exposure to a growing regional bank with a disciplined expansion strategy.
Pinnacle Financial Partners 10-K (2023), Q2 2023 Earnings Release, FDIC Call Reports, Investor Presentations.
Historical valuation data is not available at this time.