Previous Close | $308.55 |
AI Value | $363.13 |
Upside potential | +18% |
UnitedHealth Group Incorporated (UNH) is the largest healthcare company in the U.S. by revenue, operating through two core segments: UnitedHealthcare (health insurance) and Optum (health services). The company serves over 152 million individuals globally, leveraging its integrated model to provide medical coverage, pharmacy benefits, data analytics, and technology-enabled care delivery. UNH holds a dominant market position in managed care, with a diversified portfolio that mitigates reliance on any single revenue stream. Its competitive advantages include scale efficiencies, vertical integration (Optum’s provider networks and data capabilities), and a strong brand reputation in employer-sponsored and government-sponsored healthcare programs (Medicare/Medicaid).
Leader in value-based care models via Optum’s analytics/AI tools; 14,000+ patents (e.g., predictive algorithms for care management).
UNH remains a high-quality compounder with defensive attributes, supported by its dual-engine model (insurance + services) and innovation in healthcare delivery. Near-term risks include regulatory pressures and cost trends, but its scale and Optum’s growth trajectory justify a long-term overweight stance. Investors should monitor Medicare Advantage utilization and Optum’s margin performance.
UNH 10-K (2023), Investor Presentations, CMS.gov, DOJ filings.
Historical valuation data is not available at this time.