Intrinsic value of BCB Bancorp, Inc. (NJ) (BCBP)

[per Chepakovich valuation model]

other valuations of BCBP

[per Chepakovich valuation model]  See other valuations of BCBP stock

Previous Close$14.55
Intrinsic Value
Upside potential
Previous Close
$14.55

VALUATION INPUT DATA

Revenue, mln $
Initial revenue growth rate (norm.), %
Variable cost ratio, %
Fixed operating expenses, mln $
Production assets / Revenue, %
Working capital / Revenue, %
Interest rate on debt, %
Life of production assets, yrs
Initial discount rate, %
Shares outstanding, mln
Adjusted equity ratio
Adjusted assets / Revenue
Based on fiscal year data as of 2020-12-31 and quarterly data as of 2021-03-31.
NOTE: The bar chart shows historic and forecasted yearly revenue growth rates. Its purpose is to help you in determining what initial revenue rate you want to base your stock valuation on. Please make sure that you are confident in the value you select - for most stocks it is by far the most important parameter in valuation.
  1. Annual
  2. Quarterly YoY
  3. Quarterly QoQ

Annual revenue growth rates, % (past and forecasted)

show cash flow forecast

FINANCIAL STATEMENTS FORECAST and PRESENT VALUE CALCULATION

Fiscal year2020(a)2021202220232024202520262027202820292030203120322033203420352036203720382039204020412042204320442045

INCOME STATEMENT

Revenue growth rate, %-2.4NaN
Revenue, $126NaN
Variable operating expenses, $mNaN
Fixed operating expenses, $mNaN
Total operating expenses, $m96NaN
Operating income, $m29NaN
EBITDA, $m30NaN
Interest expense (income), $mNaN
Earnings before tax, $m28NaN
Tax expense, $m9NaN
Net income, $m20NaN

BALANCE SHEET

Cash and short-term investments, $m262NaN
Total assets, $m2821NaN
Adjusted assets (=assets-cash), $m2559NaN
Average production assets, $m23NaN
Working capital, $m255NaN
Total debt, $m228NaN
Total liabilities, $m2572NaN
Total equity, $m249NaN
Debt-to-equity ratio0.916NaN
Adjusted equity ratio-0.005NaN

CASH FLOW

Net income, $m20NaN
Depreciation, amort., depletion, $m0NaN
Funds from operations, $mNaN
Change in working capital, $mNaN
Cash from operations, $m139NaN
Maintenance CAPEX, $mNaN
New CAPEX, $mNaN
Total CAPEX, $m7NaN
Free cash flow, $m132NaN
Issuance/(repurchase) of shares, $mNaN
Retained Cash Flow, $mNaN
Pot'l extraordinary dividend, $m255
Cash available for distribution, $mNaN
Discount rate, %NaN
PV of cash for distribution, $mNaN
Current shareholders' claim on cash, %NaN