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Intrinsic value of Banco De Chile (BCH)

Previous Close$18.74
Intrinsic Value
Upside potential
Previous Close
$18.74
* Our model cannot be used “out of the box” for the valuation of this stock. You can still do your own valuation by changing the valuation input parameters.
Use floor (the cash flow based valuation has rendered a result, which is lower than an estimated minimum value derived from the company’s balance sheet analysis)

VALUATION INPUT DATA (original, your and others' valuations)

ParameterOrig.Your
Date of valuation (DoV)  
Intrinsic value (IV) at DoV, $/sh  
IV at current val. algorithm, $/sh37.69 

The original valuation is based on fiscal year data as of 2021-12-31 and quarterly data as of 2022-03-31.

Registered users can save their valuation input data

  1. Annual
  2. Quarterly YoY
  3. Quarterly QoQ

Annual revenue growth rates, % (past and forecasted)

NOTE: The bar chart shows historic and forecasted yearly revenue growth rates. Its purpose is to help you in determining what initial revenue rate you want to base your stock valuation on. Please make sure that you are confident in the value you select - for most stocks it is by far the most important parameter in valuation.

Company description

Banco de Chile, together with its subsidiaries, provides banking and financial products and services to customers in Chile. The company operates through four segments: Retail, Wholesale, Treasury, and Subsidiaries. It offers deposit products, such as checking accounts, current accounts, demand deposits and accounts, saving accounts, and time deposits; commercial, mortgage, micro entrepreneurial, and installment loans; and credit and debit cards. The company also provides leasing, factoring, and foreign trade services; transactional banking services, such as current account management, payments, collections, representation, and asset custody; and advisory services for initial public offerings, capital increases, sales and purchases of blocks of shares, private capital placements, public share tenders, mergers and acquisitions, company valuations, bond issuances, and syndicated loans. In addition, it offers securities brokerage, mutual funds management, investment banking, life and general insurance, and securitization services. The company serves individuals; small and medium enterprises; and wholesale customers. It operates through 353 branches, as well as 1,712 automatic teller machines. Banco de Chile was founded in 1855 and is headquartered in Santiago, Chile.

show cash flow forecast

FINANCIAL STATEMENTS FORECAST and PRESENT VALUE CALCULATION

Fiscal year2021(a)2022202320242025202620272028202920302031203220332034203520362037203820392040204120422043204420452046

INCOME STATEMENT

Revenue growth rate, %2.0NaN
Revenue, $3575NaN
Variable operating expenses, $mNaN
Fixed operating expenses, $mNaN
Total operating expenses, $m2011NaN
Operating income, $m1565NaN
EBITDA, $m1657NaN
Interest expense (income), $mNaN
Earnings before tax, $m1563NaN
Tax expense, $m324NaN
Net income, $m1239NaN

BALANCE SHEET

Cash and short-term investments, $m6150NaN
Total assets, $m60315NaN
Adjusted assets (=assets-cash), $m54165NaN
Average production assets, $m412NaN
Working capital, $m13428NaN
Total debt, $m16819NaN
Total liabilities, $m54663NaN
Total equity, $m5652NaN
Debt-to-equity ratio2.976NaN
Adjusted equity ratio-0.009NaN

CASH FLOW

Net income, $m1239NaN
Depreciation, amort., depletion, $m92NaN
Funds from operations, $mNaN
Change in working capital, $mNaN
Cash from operations, $m3525NaN
Maintenance CAPEX, $mNaN
New CAPEX, $mNaN
Total CAPEX, $m-40NaN
Free cash flow, $m3565NaN
Issuance/(repurchase) of shares, $mNaN
Retained Cash Flow, $mNaN
Pot'l extraordinary dividend, $m13428
Cash available for distribution, $mNaN
Discount rate, %NaN
PV of cash for distribution, $mNaN
Current shareholders' claim on cash, %NaN
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