Intrinsic value of CIT Group Inc. (CIT)

[per Chepakovich valuation model]

other valuations of CIT

[per Chepakovich valuation model]  See other valuations of CIT stock

Previous Close$49.78
Intrinsic Value
Upside potential
Previous Close
$49.78

VALUATION INPUT DATA

Revenue, mln $
Initial revenue growth rate (norm.), %
Variable cost ratio, %
Fixed operating expenses, mln $
Production assets / Revenue, %
Working capital / Revenue, %
Interest rate on debt, %
Life of production assets, yrs
Initial discount rate, %
Shares outstanding, mln
Adjusted equity ratio
Adjusted assets / Revenue
Based on fiscal year data as of 2020-12-31 and quarterly data as of 2020-12-31.
NOTE: The bar chart shows historic and forecasted yearly revenue growth rates. Its purpose is to help you in determining what initial revenue rate you want to base your stock valuation on. Please make sure that you are confident in the value you select - for most stocks it is by far the most important parameter in valuation.
  1. Annual
  2. Quarterly YoY
  3. Quarterly QoQ

Annual revenue growth rates, % (past and forecasted)

show cash flow forecast

FINANCIAL STATEMENTS FORECAST and PRESENT VALUE CALCULATION

Fiscal year2020(a)2021202220232024202520262027202820292030203120322033203420352036203720382039204020412042204320442045

INCOME STATEMENT

Revenue growth rate, %-4.2NaN
Revenue, $3150NaN
Variable operating expenses, $mNaN
Fixed operating expenses, $mNaN
Total operating expenses, $m3854NaN
Operating income, $m-703NaN
EBITDA, $m143NaN
Interest expense (income), $mNaN
Earnings before tax, $m-735NaN
Tax expense, $m-88NaN
Net income, $m-646NaN

BALANCE SHEET

Cash and short-term investments, $m4162NaN
Total assets, $m58107NaN
Adjusted assets (=assets-cash), $m53945NaN
Average production assets, $m7763NaN
Working capital, $m-3829NaN
Total debt, $m5837NaN
Total liabilities, $m52384NaN
Total equity, $m5723NaN
Debt-to-equity ratio1.020NaN
Adjusted equity ratio0.029NaN

CASH FLOW

Net income, $m-646NaN
Depreciation, amort., depletion, $m847NaN
Funds from operations, $mNaN
Change in working capital, $mNaN
Cash from operations, $m480NaN
Maintenance CAPEX, $mNaN
New CAPEX, $mNaN
Total CAPEX, $m-330NaN
Free cash flow, $m811NaN
Issuance/(repurchase) of shares, $mNaN
Retained Cash Flow, $mNaN
Pot'l extraordinary dividend, $m-3829
Cash available for distribution, $mNaN
Discount rate, %NaN
PV of cash for distribution, $mNaN
Current shareholders' claim on cash, %NaN