Intrinsic value of Glacier Bancorp, Inc. (GBCI)

[per Chepakovich valuation model]

other valuations of GBCI

[per Chepakovich valuation model]  See other valuations of GBCI stock

Previous Close$51.28
Intrinsic Value
Upside potential
Previous Close
$51.28

VALUATION INPUT DATA

Revenue, mln $
Initial revenue growth rate (norm.), %
Variable cost ratio, %
Fixed operating expenses, mln $
Production assets / Revenue, %
Working capital / Revenue, %
Interest rate on debt, %
Life of production assets, yrs
Initial discount rate, %
Shares outstanding, mln
Adjusted equity ratio
Adjusted assets / Revenue
Based on fiscal year data as of 2020-12-31 and quarterly data as of 2021-03-31.
NOTE: The bar chart shows historic and forecasted yearly revenue growth rates. Its purpose is to help you in determining what initial revenue rate you want to base your stock valuation on. Please make sure that you are confident in the value you select - for most stocks it is by far the most important parameter in valuation.
  1. Annual
  2. Quarterly YoY
  3. Quarterly QoQ

Annual revenue growth rates, % (past and forecasted)

show cash flow forecast

FINANCIAL STATEMENTS FORECAST and PRESENT VALUE CALCULATION

Fiscal year2020(a)2021202220232024202520262027202820292030203120322033203420352036203720382039204020412042204320442045

INCOME STATEMENT

Revenue growth rate, %18.2NaN
Revenue, $800NaN
Variable operating expenses, $mNaN
Fixed operating expenses, $mNaN
Total operating expenses, $m471NaN
Operating income, $m329NaN
EBITDA, $m330NaN
Interest expense (income), $mNaN
Earnings before tax, $m328NaN
Tax expense, $m62NaN
Net income, $m266NaN

BALANCE SHEET

Cash and short-term investments, $m633NaN
Total assets, $m18504NaN
Adjusted assets (=assets-cash), $m17871NaN
Average production assets, $m862NaN
Working capital, $m-3966NaN
Total debt, $m173NaN
Total liabilities, $m16197NaN
Total equity, $m2307NaN
Debt-to-equity ratio0.075NaN
Adjusted equity ratio0.094NaN

CASH FLOW

Net income, $m266NaN
Depreciation, amort., depletion, $m1NaN
Funds from operations, $mNaN
Change in working capital, $mNaN
Cash from operations, $m190NaN
Maintenance CAPEX, $mNaN
New CAPEX, $mNaN
Total CAPEX, $m-12NaN
Free cash flow, $m201NaN
Issuance/(repurchase) of shares, $mNaN
Retained Cash Flow, $mNaN
Pot'l extraordinary dividend, $m-3966
Cash available for distribution, $mNaN
Discount rate, %NaN
PV of cash for distribution, $mNaN
Current shareholders' claim on cash, %NaN