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Intrinsic value of Home BancShares, Inc. (HOMB)

Previous Close$23.88
Intrinsic Value
Upside potential
Previous Close
$23.88
* Our model cannot be used “out of the box” for the valuation of this stock. You can still do your own valuation by changing the valuation input parameters.
Use floor (the cash flow based valuation has rendered a result, which is lower than an estimated minimum value derived from the company’s balance sheet analysis)

VALUATION INPUT DATA (original, your and others' valuations)

ParameterOrig.Your
Date of valuation (DoV)  
Intrinsic value (IV) at DoV, $/sh  
IV at current val. algorithm, $/sh14.83 

The original valuation is based on fiscal year data as of 2021-12-31 and quarterly data as of 2022-03-31.

Registered users can save their valuation input data

  1. Annual
  2. Quarterly YoY
  3. Quarterly QoQ

Annual revenue growth rates, % (past and forecasted)

NOTE: The bar chart shows historic and forecasted yearly revenue growth rates. Its purpose is to help you in determining what initial revenue rate you want to base your stock valuation on. Please make sure that you are confident in the value you select - for most stocks it is by far the most important parameter in valuation.

Company description

Home Bancshares, Inc. (Conway, AR) operates as the bank holding company for Centennial Bank that provides commercial and retail banking, and related financial services to businesses, real estate developers and investors, individuals, and municipalities. Its deposit products include checking, savings, NOW, demand, and money market accounts, as well as certificates of deposit. The company's loan portfolio comprises non-farm/non-residential real estate, construction/land development, residential mortgage, consumer, agricultural, and commercial and industrial loans. It also provides internet banking, mobile banking and voice response information, cash management, overdraft protection, direct deposit, and automatic account transfer services, as well as safe deposit boxes and the United States savings bonds. In addition, the company writes policies for commercial and personal lines of business, including insurance for property, casualty, life, health, and employee benefits. As of December 31, 2019, it operated through 161 branch locations, including 77 branches in Arkansas, 78 branches in Florida, five branches in Alabama, and one branch in New York City. The company was founded in 1998 and is headquartered in Conway, Arkansas.

show cash flow forecast

FINANCIAL STATEMENTS FORECAST and PRESENT VALUE CALCULATION

Fiscal year2021(a)2022202320242025202620272028202920302031203220332034203520362037203820392040204120422043204420452046

INCOME STATEMENT

Revenue growth rate, %1.1NaN
Revenue, $703NaN
Variable operating expenses, $mNaN
Fixed operating expenses, $mNaN
Total operating expenses, $m285NaN
Operating income, $m419NaN
EBITDA, $m467NaN
Interest expense (income), $mNaN
Earnings before tax, $m417NaN
Tax expense, $m98NaN
Net income, $m319NaN

BALANCE SHEET

Cash and short-term investments, $m3650NaN
Total assets, $m18067NaN
Adjusted assets (=assets-cash), $m14417NaN
Average production assets, $m1279NaN
Working capital, $m-1219NaN
Total debt, $m955NaN
Total liabilities, $m15301NaN
Total equity, $m2766NaN
Debt-to-equity ratio0.345NaN
Adjusted equity ratio-0.051NaN

CASH FLOW

Net income, $m319NaN
Depreciation, amort., depletion, $m48NaN
Funds from operations, $mNaN
Change in working capital, $mNaN
Cash from operations, $m347NaN
Maintenance CAPEX, $mNaN
New CAPEX, $mNaN
Total CAPEX, $m-10NaN
Free cash flow, $m358NaN
Issuance/(repurchase) of shares, $mNaN
Retained Cash Flow, $mNaN
Pot'l extraordinary dividend, $m-1219
Cash available for distribution, $mNaN
Discount rate, %NaN
PV of cash for distribution, $mNaN
Current shareholders' claim on cash, %NaN
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