Intrinsic value of Independent Bank Group, Inc (IBTX)

[per Chepakovich valuation model]

other valuations of IBTX

[per Chepakovich valuation model]  See other valuations of IBTX stock

Previous Close$69.34
Intrinsic Value
Upside potential
Previous Close
$69.34

VALUATION INPUT DATA

Revenue, mln $
Initial revenue growth rate (norm.), %
Variable cost ratio, %
Fixed operating expenses, mln $
Production assets / Revenue, %
Working capital / Revenue, %
Interest rate on debt, %
Life of production assets, yrs
Initial discount rate, %
Shares outstanding, mln
Adjusted equity ratio
Adjusted assets / Revenue
Based on fiscal year data as of 2020-12-31 and quarterly data as of 2021-06-30.
NOTE: The bar chart shows historic and forecasted yearly revenue growth rates. Its purpose is to help you in determining what initial revenue rate you want to base your stock valuation on. Please make sure that you are confident in the value you select - for most stocks it is by far the most important parameter in valuation.
  1. Annual
  2. Quarterly YoY
  3. Quarterly QoQ

Annual revenue growth rates, % (past and forecasted)

show cash flow forecast

FINANCIAL STATEMENTS FORECAST and PRESENT VALUE CALCULATION

Fiscal year2020(a)2021202220232024202520262027202820292030203120322033203420352036203720382039204020412042204320442045

INCOME STATEMENT

Revenue growth rate, %3.2NaN
Revenue, $599NaN
Variable operating expenses, $mNaN
Fixed operating expenses, $mNaN
Total operating expenses, $m330NaN
Operating income, $m269NaN
EBITDA, $m268NaN
Interest expense (income), $mNaN
Earnings before tax, $m251NaN
Tax expense, $m51NaN
Net income, $m200NaN

BALANCE SHEET

Cash and short-term investments, $m1818NaN
Total assets, $m17803NaN
Adjusted assets (=assets-cash), $m15985NaN
Average production assets, $m1362NaN
Working capital, $m480NaN
Total debt, $m765NaN
Total liabilities, $m15288NaN
Total equity, $m2515NaN
Debt-to-equity ratio0.304NaN
Adjusted equity ratio0.046NaN

CASH FLOW

Net income, $m200NaN
Depreciation, amort., depletion, $m-1NaN
Funds from operations, $mNaN
Change in working capital, $mNaN
Cash from operations, $m163NaN
Maintenance CAPEX, $mNaN
New CAPEX, $mNaN
Total CAPEX, $m-19NaN
Free cash flow, $m182NaN
Issuance/(repurchase) of shares, $mNaN
Retained Cash Flow, $mNaN
Pot'l extraordinary dividend, $m480
Cash available for distribution, $mNaN
Discount rate, %NaN
PV of cash for distribution, $mNaN
Current shareholders' claim on cash, %NaN