Intrinsic value of Itau Unibanco Holding S.A. (ITUB)

[per Chepakovich valuation model]

other valuations of ITUB

[per Chepakovich valuation model]  See other valuations of ITUB stock

Previous Close$5.52
Intrinsic Value
Upside potential
Previous Close
$5.52

VALUATION INPUT DATA

Revenue, mln $
Initial revenue growth rate (norm.), %
Variable cost ratio, %
Fixed operating expenses, mln $
Production assets / Revenue, %
Working capital / Revenue, %
Interest rate on debt, %
Life of production assets, yrs
Initial discount rate, %
Shares outstanding, mln
Adjusted equity ratio
Adjusted assets / Revenue
Based on fiscal year data as of 2020-12-31 and quarterly data as of 2021-03-31.
NOTE: The bar chart shows historic and forecasted yearly revenue growth rates. Its purpose is to help you in determining what initial revenue rate you want to base your stock valuation on. Please make sure that you are confident in the value you select - for most stocks it is by far the most important parameter in valuation.
  1. Annual
  2. Quarterly YoY
  3. Quarterly QoQ

Annual revenue growth rates, % (past and forecasted)

show cash flow forecast

FINANCIAL STATEMENTS FORECAST and PRESENT VALUE CALCULATION

Fiscal year2020(a)2021202220232024202520262027202820292030203120322033203420352036203720382039204020412042204320442045

INCOME STATEMENT

Revenue growth rate, %-31.1NaN
Revenue, $33709NaN
Variable operating expenses, $mNaN
Fixed operating expenses, $mNaN
Total operating expenses, $m32694NaN
Operating income, $m1015NaN
EBITDA, $m1738NaN
Interest expense (income), $mNaN
Earnings before tax, $m1758NaN
Tax expense, $m-1908NaN
Net income, $m3666NaN

BALANCE SHEET

Cash and short-term investments, $m180599NaN
Total assets, $m391735NaN
Adjusted assets (=assets-cash), $m211135NaN
Average production assets, $m5760NaN
Working capital, $m94021NaN
Total debt, $m57103NaN
Total liabilities, $m361757NaN
Total equity, $m29978NaN
Debt-to-equity ratio1.905NaN
Adjusted equity ratio-0.713NaN

CASH FLOW

Net income, $m3666NaN
Depreciation, amort., depletion, $m723NaN
Funds from operations, $mNaN
Change in working capital, $mNaN
Cash from operations, $m11541NaN
Maintenance CAPEX, $mNaN
New CAPEX, $mNaN
Total CAPEX, $m-269NaN
Free cash flow, $m11810NaN
Issuance/(repurchase) of shares, $mNaN
Retained Cash Flow, $mNaN
Pot'l extraordinary dividend, $m94021
Cash available for distribution, $mNaN
Discount rate, %NaN
PV of cash for distribution, $mNaN
Current shareholders' claim on cash, %NaN