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Intrinsic value of Seacoast Banking Corporation of Florida (SBCF)

Previous Close$36.75
Intrinsic Value
Upside potential
Previous Close
$36.75
* Our model cannot be used “out of the box” for the valuation of this stock. You can still do your own valuation by changing the valuation input parameters.

VALUATION INPUT DATA (original, your and others' valuations)

ParameterOrig.Your
Date of valuation (DoV)  
Intrinsic value (IV) at DoV, $/sh  
IV at current val. algorithm, $/sh14.29 

The original valuation is based on fiscal year data as of 2021-12-31 and quarterly data as of 2022-03-31.

Registered users can save their valuation input data

  1. Annual
  2. Quarterly YoY
  3. Quarterly QoQ

Annual revenue growth rates, % (past and forecasted)

NOTE: The bar chart shows historic and forecasted yearly revenue growth rates. Its purpose is to help you in determining what initial revenue rate you want to base your stock valuation on. Please make sure that you are confident in the value you select - for most stocks it is by far the most important parameter in valuation.

Company description

Seacoast Banking Corporation of Florida operates as the bank holding company for Seacoast National Bank that provides financial services to retail and commercial customers in Florida. The company offers commercial and retail banking, wealth management, and mortgage services; and brokerage and annuity services. It offers deposit products, including interest-bearing and noninterest demand deposits, money market and savings accounts, customer sweep accounts, and time certificates of deposit; construction and land development loans, commercial and residential real estate loans, and commercial and financial loans; and consumer loans, including installment loans and revolving lines, as well as loans for automobiles, boats, and other personal, family, and household purposes. As of October 27, 2020, the company operated 51 traditional branches and 9 commercial banking centers. Seacoast Banking Corporation of Florida was founded in 1926 and is headquartered in Stuart, Florida.

show cash flow forecast

FINANCIAL STATEMENTS FORECAST and PRESENT VALUE CALCULATION

Fiscal year2021(a)2022202320242025202620272028202920302031203220332034203520362037203820392040204120422043204420452046

INCOME STATEMENT

Revenue growth rate, %7.8NaN
Revenue, $347NaN
Variable operating expenses, $mNaN
Fixed operating expenses, $mNaN
Total operating expenses, $m188NaN
Operating income, $m159NaN
EBITDA, $m161NaN
Interest expense (income), $mNaN
Earnings before tax, $m159NaN
Tax expense, $m34NaN
Net income, $m124NaN

BALANCE SHEET

Cash and short-term investments, $m738NaN
Total assets, $m9698NaN
Adjusted assets (=assets-cash), $m8960NaN
Average production assets, $m355NaN
Working capital, $m-1578NaN
Total debt, $m231NaN
Total liabilities, $m8387NaN
Total equity, $m1311NaN
Debt-to-equity ratio0.176NaN
Adjusted equity ratio0.078NaN

CASH FLOW

Net income, $m124NaN
Depreciation, amort., depletion, $m2NaN
Funds from operations, $mNaN
Change in working capital, $mNaN
Cash from operations, $m102NaN
Maintenance CAPEX, $mNaN
New CAPEX, $mNaN
Total CAPEX, $m-4NaN
Free cash flow, $m106NaN
Issuance/(repurchase) of shares, $mNaN
Retained Cash Flow, $mNaN
Pot'l extraordinary dividend, $m-1578
Cash available for distribution, $mNaN
Discount rate, %NaN
PV of cash for distribution, $mNaN
Current shareholders' claim on cash, %NaN
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