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Intrinsic value of Triumph Bancorp, Inc. (TBK)

Previous Close$70.61
Intrinsic Value
Upside potential
Previous Close
$70.61
* Our model cannot be used “out of the box” for the valuation of this stock. You can still do your own valuation by changing the valuation input parameters.

VALUATION INPUT DATA (original, your and others' valuations)

ParameterOrig.Your
Date of valuation (DoV)  
Intrinsic value (IV) at DoV, $/sh  
IV at current val. algorithm, $/sh91.89 

The original valuation is based on fiscal year data as of 2021-12-31 and quarterly data as of 2022-03-31.

Registered users can save their valuation input data

  1. Annual
  2. Quarterly YoY
  3. Quarterly QoQ

Annual revenue growth rates, % (past and forecasted)

NOTE: The bar chart shows historic and forecasted yearly revenue growth rates. Its purpose is to help you in determining what initial revenue rate you want to base your stock valuation on. Please make sure that you are confident in the value you select - for most stocks it is by far the most important parameter in valuation.

Company description

Triumph Bancorp, Inc. operates as a financial holding company for TBK Bank, SSB that provides banking and commercial finance products and services to retail customers and small-to-mid-sized businesses in the United States. The company operates through Banking, Factoring, and Corporate segments. It offers depository products, including checking, savings, and money market accounts, as well as certificates of deposit; and commercial and industrial loans, loans to purchase capital equipment, and business loans for working capital and operational purposes. The company also provides asset-based, and equipment and premium finance loans; real estate loans to finance commercial properties; factoring services to the transportation and non-transportation sectors; agriculture loans; commercial construction, land, and land development loans; mortgage warehouse loans; residential real estate loans; and consumer loans. In addition, it offers debit cards; electronic banking, trust, and treasury management services; and insurance brokerage services. As of December 31, 2019, the company operated through a network of 10 branches in the Quad Cities Metropolitan Area of Iowa and Illinois; 8 branches in central and northwestern Illinois; 7 branches in southern Colorado; 3 branches in New Mexico; 30 branches in Colorado; 2 branches in far western Kansas; and 3 loan production offices in Colorado and 1 loan production office in Missouri, as well as an additional branch office limited to deposit gathering activities in Dallas, Texas. Triumph Bancorp, Inc. is headquartered in Dallas, Texas.

show cash flow forecast

FINANCIAL STATEMENTS FORECAST and PRESENT VALUE CALCULATION

Fiscal year2021(a)2022202320242025202620272028202920302031203220332034203520362037203820392040204120422043204420452046

INCOME STATEMENT

Revenue growth rate, %26.3NaN
Revenue, $424NaN
Variable operating expenses, $mNaN
Fixed operating expenses, $mNaN
Total operating expenses, $m279NaN
Operating income, $m145NaN
EBITDA, $m158NaN
Interest expense (income), $mNaN
Earnings before tax, $m142NaN
Tax expense, $m32NaN
Net income, $m110NaN

BALANCE SHEET

Cash and short-term investments, $m383NaN
Total assets, $m5986NaN
Adjusted assets (=assets-cash), $m5603NaN
Average production assets, $m364NaN
Working capital, $m280NaN
Total debt, $m393NaN
Total liabilities, $m5127NaN
Total equity, $m859NaN
Debt-to-equity ratio0.458NaN
Adjusted equity ratio0.113NaN

CASH FLOW

Net income, $m110NaN
Depreciation, amort., depletion, $m13NaN
Funds from operations, $mNaN
Change in working capital, $mNaN
Cash from operations, $m136NaN
Maintenance CAPEX, $mNaN
New CAPEX, $mNaN
Total CAPEX, $m-13NaN
Free cash flow, $m149NaN
Issuance/(repurchase) of shares, $mNaN
Retained Cash Flow, $mNaN
Pot'l extraordinary dividend, $m280
Cash available for distribution, $mNaN
Discount rate, %NaN
PV of cash for distribution, $mNaN
Current shareholders' claim on cash, %NaN
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