investorscraft@gmail.com

Intrinsic value of Trustmark Corporation (TRMK)

Previous Close$32.61
Intrinsic Value
Upside potential
Previous Close
$32.61
* Our model cannot be used “out of the box” for the valuation of this stock. You can still do your own valuation by changing the valuation input parameters.

VALUATION INPUT DATA (original, your and others' valuations)

ParameterOrig.Your
Date of valuation (DoV)  
Intrinsic value (IV) at DoV, $/sh  
IV at current val. algorithm, $/sh28.66 

The original valuation is based on fiscal year data as of 2021-12-31 and quarterly data as of 2022-03-31.

Registered users can save their valuation input data

  1. Annual
  2. Quarterly YoY
  3. Quarterly QoQ

Annual revenue growth rates, % (past and forecasted)

NOTE: The bar chart shows historic and forecasted yearly revenue growth rates. Its purpose is to help you in determining what initial revenue rate you want to base your stock valuation on. Please make sure that you are confident in the value you select - for most stocks it is by far the most important parameter in valuation.

Company description

Trustmark Corporation operates as the bank holding company for Trustmark National Bank that provides banking and other financial solutions to individuals and corporate institutions in the United States. The company offers checking, savings, and money market accounts; individual retirement accounts; certificates of deposits; financing for commercial and industrial projects, income producing commercial real estate, owner-occupied real estate, and construction and land development; and installment and real estate loans, and lines of credit. It also provides mortgage banking services, including construction financing, production of conventional and government insured mortgages, and secondary marketing and mortgage servicing; overdraft facilities; and treasury management services. In addition, the company provides wealth management and trust services, such as administration of personal trusts and estates; management of investment accounts for individuals, employee benefit plans, and charitable foundations; and corporate trust and institutional custody, securities brokerage, financial and estate planning, retirement plan, and investment management. Further, it offers business insurance products and services for medical professionals, construction, manufacturing, hospitality, real estate, and group life and health plans; and life and health insurance, and personal line policies for individual customers, as well as provides an intermediary vehicle for the provision of loans or investments in low-income communities. As of December 31, 2019, the company operated 178 full-service branches and 15 limited-service branches; and 236 automated teller machines and 14 interactive teller machines. Trustmark Corporation was founded in 1889 and is headquartered in Jackson, Mississippi.

show cash flow forecast

FINANCIAL STATEMENTS FORECAST and PRESENT VALUE CALCULATION

Fiscal year2021(a)2022202320242025202620272028202920302031203220332034203520362037203820392040204120422043204420452046

INCOME STATEMENT

Revenue growth rate, %5.5NaN
Revenue, $662NaN
Variable operating expenses, $mNaN
Fixed operating expenses, $mNaN
Total operating expenses, $m486NaN
Operating income, $m175NaN
EBITDA, $m242NaN
Interest expense (income), $mNaN
Earnings before tax, $m175NaN
Tax expense, $m28NaN
Net income, $m147NaN

BALANCE SHEET

Cash and short-term investments, $m2267NaN
Total assets, $m17655NaN
Adjusted assets (=assets-cash), $m15388NaN
Average production assets, $m624NaN
Working capital, $m-2726NaN
Total debt, $m551NaN
Total liabilities, $m15914NaN
Total equity, $m1741NaN
Debt-to-equity ratio0.316NaN
Adjusted equity ratio-0.018NaN

CASH FLOW

Net income, $m147NaN
Depreciation, amort., depletion, $m66NaN
Funds from operations, $mNaN
Change in working capital, $mNaN
Cash from operations, $m163NaN
Maintenance CAPEX, $mNaN
New CAPEX, $mNaN
Total CAPEX, $m-26NaN
Free cash flow, $m190NaN
Issuance/(repurchase) of shares, $mNaN
Retained Cash Flow, $mNaN
Pot'l extraordinary dividend, $m-2726
Cash available for distribution, $mNaN
Discount rate, %NaN
PV of cash for distribution, $mNaN
Current shareholders' claim on cash, %NaN
HomeMenuAccount