US · AMP
Ameriprise Financial, Inc.
- Sector
- Financial Services · Asset Management
- Headquarters
- Minneapolis, MN 55474
- Website
- ameriprise.com
Price · as of 2025-12-31
$467.19
Market cap 43.68B
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $590.89 | +26.48% |
| Intrinsic Value(DCF) | $241.06 | -48.4% |
| Graham-Dodd Method(GD) | — | — |
| Graham Formula(GF) | $499.71 | +6.96% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2011 | $41.48 | $48.50 | $8.63 | $52.68 | $58.81 |
| 2012 | $54.82 | $52.88 | $2.74 | $44.18 | $36.45 |
| 2013 | $87.66 | $68.99 | $1.44 | $43.54 | $112.40 |
| 2014 | $105.78 | $82.70 | $2.66 | $51.30 | $144.68 |
| 2015 | $75.30 | $73.09 | $1.64 | $44.17 | $63.32 |
| 2016 | $110.78 | $78.60 | $0.89 | $34.11 | $41.54 |
| 2017 | $138.18 | $96.64 | $8.18 | $39.13 | $103.81 |
| 2018 | $109.60 | $86.82 | $7.26 | $58.30 | $202.61 |
| 2019 | $114.45 | $97.06 | $6.67 | $56.93 | $112.07 |
| 2020 | $209.25 | $138.76 | $7.26 | $49.13 | $15.41 |
| 2021 | $256.32 | $180.35 | $42.09 | $128.03 | $558.46 |
| 2022 | $289.37 | $199.16 | $1.15 | $103.67 | $419.47 |
| 2023 | $401.50 | $262.79 | $0.24 | $87.60 | $478.80 |
| 2024 | $492.93 | $323.46 | $1.14 | $121.01 | $640.96 |
| 2025 | $475.33 | $590.89 | $75.65 | $0.00 | $499.71 |
AI valuation
Our deep-learning model estimates Ameriprise Financial, Inc.'s (AMP) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $590.89
- Current price
- $467.19
- AI upside
- +26.48%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$241.06
-48.4% upside
Graham-Dodd
—
— upside
Graham Formula
$499.71
+6.96% upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| AMP | Ameriprise Financial, Inc… | $467.19 | 43.68B | +26% | -48% | — | +7% | 17.63 | 6.88 | 2.39 | 21.82 | 176.03 | 11.48 | 54.04% | 26.95% | 18.86% | 43.41% | -16.90% | 1.37% | 0.90 | 15.72 | 7.87 | 7.87 | -2.27 | 1002.00% | 539.00% | -5493.00% | 6.42% | 0.91 | -12.14% | 6.71% | 118.30% | 14.08% | 8.02 | 14.11 | 2.16 | 0.67 |
| AIG | American International Gr… | $80.49 | 43.43B | -24% | -14% | -15% | -56% | 14.80 | 1.11 | 1.71 | 2.15 | 23.84 | 1.29 | 34.51% | 14.49% | 11.56% | 7.40% | -37.88% | 1.92% | 0.22 | 9.80 | 0.85 | 0.85 | 1.02 | 6209.00% | -182.00% | 125.00% | 7.23% | 0.03 | -40.54% | 2.13% | 31.50% | 14.86% | 4.29 | 5.02 | 0.62 | 0.69 |
| APO | Apollo Global Management,… | $104.60 | 60.71B | -31% | +12,843% | -37% | +65% | 18.53 | 2.77 | 2.14 | 5.48 | — | 3.71 | 88.47% | 34.39% | 14.79% | 17.20% | -11.53% | 0.83% | 0.57 | 31.97 | 0.00 | 0.08 | -0.69 | -95.00% | 1603.00% | 12275.00% | 11.20% | 0.02 | -8.94% | 0.00% | 0.00% | 2.55% | 5.52 | 7.93 | 1.90 | -0.72 |
| BSBR | Banco Santander (Brasil) … | $6.51 | 49.54B | -29% | +422% | -71% | -26% | 13.00 | 1.46 | 1.35 | 0.58 | 32.23 | 2.01 | 34.04% | 14.87% | 10.36% | 11.47% | -73.17% | 1.14% | 1.13 | 0.24 | 0.39 | 0.39 | -3.17 | 4032.00% | 631.00% | -17138.00% | -13.62% | -0.03 | 129.50% | 3.22% | 41.90% | 14.44% | 0.66 | -0.54 | 0.10 | -0.16 |
| MS | Morgan Stanley | $166.47 | 264.57B | -27% | +135% | -69% | +30% | 15.56 | 2.35 | 2.26 | 7.45 | 54.98 | 2.95 | 57.48% | 18.91% | 14.52% | 15.60% | 30.78% | 1.28% | 4.26 | 0.45 | 1.17 | 1.17 | 13.70 | 2830.00% | 1257.00% | -229524.00% | 17.57% | 0.09 | 83.34% | 2.51% | 39.10% | 4.74% | 9.02 | 4.29 | 1.70 | 0.45 |
| NTRS | Northern Trust Corporatio… | $143.09 | 27.06B | -13% | +44% | -55% | — | 15.68 | 2.10 | 1.90 | -6.26 | — | 2.22 | 56.54% | 16.30% | 12.15% | 13.49% | -5.57% | 1.04% | 1.27 | 0.38 | 0.41 | 0.41 | -13.90 | -1054.00% | -993.00% | -54933.00% | 20.32% | 0.04 | -17.81% | 2.17% | 34.10% | 58.34% | -8.63 | -3.64 | -1.41 | -0.30 |
| PRU | Prudential Financial, Inc… | $98.38 | 34.24B | +31% | -59% | -41% | — | 9.83 | 1.08 | 0.58 | 8.61 | 27.11 | 3.89 | 42.04% | 7.87% | 5.88% | 11.86% | 32.97% | 0.47% | 1.03 | 2.27 | — | — | 2.76 | 3627.00% | -1401.00% | -2624.00% | 17.83% | — | 55.40% | 5.48% | 53.90% | 8.32% | 8.84 | 6.75 | 0.70 | 0.23 |
| PUK | Prudential plc | $30.75 | 40.12B | -17% | -75% | -53% | — | 8.06 | 1.49 | 3.21 | 9.68 | — | 2.04 | 100.00% | 36.28% | 28.07% | 18.34% | 11.82% | 1.82% | 0.27 | 17.27 | 4.25 | 1.07 | 0.78 | -3226.00% | -3201.00% | 34518.00% | 13.43% | 0.83 | 17.16% | 2.11% | 17.00% | 9.26% | 9.61 | 8.09 | 3.49 | 0.38 |
| SCHW | The Charles Schwab Corpor… | $95.20 | 172.81B | -39% | -27% | -52% | -25% | — | 3.43 | 6.11 | 13.33 | — | 5.60 | 80.28% | 49.42% | 31.99% | 0.00% | 42.73% | 0.00% | 0.65 | 3.64 | 2952.94 | 1654.88 | 2.10 | 5585.00% | 645.00% | 32746.00% | 5.18% | 136.93 | 35.45% | 0.00% | — | 0.00% | 14.66 | 22.87 | 7.24 | 133.48 |
| STT | State Street Corporation | $128.62 | 35.93B | -24% | -2% | -51% | -79% | 12.32 | 1.30 | 1.75 | 12.66 | 84.27 | 1.93 | 67.21% | 18.02% | 14.23% | 11.07% | -39.84% | 0.82% | 1.07 | 0.43 | 3.59 | 0.00 | 5.71 | 1462.00% | -578.00% | -13036.00% | 11.84% | 0.13 | -58.05% | 3.09% | 38.10% | 6.69% | 17.70 | 15.39 | 3.19 | 0.61 |
About Ameriprise Financial, Inc.
Ameriprise Financial, Inc., through its subsidiaries, provides various financial products and services to individual and institutional clients in the United States and internationally. It operates through four segments: Advice & Wealth Management, Asset Management, Retirement & Protection Solutions, and Corporate & Other. The Advice & Wealth Management segment provides financial planning and advice; brokerage products and services for retail and institutional clients; discretionary and non-discretionary investment advisory accounts; mutual funds; insurance and annuities products; cash management and banking products; and face-amount certificates. The Asset Management segment offers investment management and advice, and investment products to retail, high net worth, and institutional clients through unaffiliated third-party financial institutions and institutional sales force. This segment products also include U.S. mutual funds and their non-U.S. equivalents, exchange-traded funds, variable product funds underlying insurance, and annuity separate accounts; and institutional asset management products, such as traditional asset classes, separately managed accounts, individually managed accounts, collateralized loan obligations, hedge funds, collective funds, and property and infrastructure funds. The Retirement & Protection Solutions segment provides variable annuity products to individual clients, as well as life and DI insurance products to retail clients. The company was formerly known as American Express Financial Corporation and changed its name to Ameriprise Financial, Inc. in September 2005. Ameriprise Financial, Inc. was founded in 1894 and is headquartered in Minneapolis, Minnesota.
- CEO
- James Cracchiolo
- Employees
- 13.6K
- Beta
- 1.25
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($241.06 ÷ $467.19) − 1 = -48.4% (DCF, example).