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Stock Analysis & ValuationAltarea SCA (0IRK.L)

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£116.20
Sector Valuation Confidence Level
Low
Valuation methodValue, £Upside, %
Artificial intelligence (AI)116.400
Intrinsic value (DCF)52.14-55
Graham-Dodd Methodn/a
Graham Formula2.60-98

Strategic Investment Analysis

Company Overview

Altarea SCA is a leading French real estate developer and investor, specializing in Retail, Housing, and Business real estate. The company excels in mixed urban renewal projects, leveraging its comprehensive expertise in designing, developing, marketing, and managing bespoke real estate solutions. Listed on Euronext Paris and part of the SBF 120 index, Altarea plays a pivotal role in France's real estate sector, focusing on sustainable urban development. With a diversified portfolio and strong market presence, Altarea is well-positioned to capitalize on evolving urban landscapes and demand for integrated real estate solutions. The company's commitment to innovation and sustainability makes it a key player in France's real estate industry, catering to both commercial and residential markets.

Investment Summary

Altarea SCA presents a mixed investment profile. The company's leadership in France's real estate sector and diversified portfolio across Retail, Housing, and Business real estate provide stability and growth potential. However, its high total debt (€2.99 billion) and modest net income (€6.1 million) raise concerns about financial leverage and profitability. The dividend yield is attractive at €8 per share, but investors should weigh this against the company's debt levels and beta of 1.039, indicating market volatility sensitivity. The operating cash flow (€370.1 million) and cash reserves (€778.9 million) offer some financial flexibility, but capital expenditures (€-31.9 million) suggest limited reinvestment. Investors should monitor Altarea's ability to manage debt while sustaining growth in urban renewal projects.

Competitive Analysis

Altarea SCA's competitive advantage lies in its integrated approach to real estate development, combining Retail, Housing, and Business real estate under one umbrella. This diversification allows the company to undertake large-scale mixed-use projects, a niche where few competitors operate. Its strong presence in urban renewal projects in France positions it as a leader in sustainable and innovative real estate solutions. However, the company faces stiff competition from larger European real estate firms with greater financial resources and international reach. Altarea's focus on France limits its exposure to global markets, which could be a drawback in a highly competitive industry. The company's ability to secure prime urban projects and its expertise in tailored real estate products provide a competitive edge, but its high debt levels could constrain future growth compared to less leveraged peers.

Major Competitors

  • Gecina (GFC.PA): Gecina specializes in office and residential real estate in France, with a strong focus on Paris. Its prime locations and high-quality assets give it an edge in premium markets. However, it lacks Altarea's mixed-use project expertise and has higher exposure to office market volatility.
  • Unibail-Rodamco-Westfield (URW.AS): Unibail-Rodamco-Westfield is a global leader in retail and mixed-use properties, with significant scale and international presence. Its strength lies in high-end shopping centers, but its heavy reliance on retail makes it vulnerable to e-commerce trends, unlike Altarea's diversified model.
  • Icade (ICAD.PA): Icade operates in office, healthcare, and residential real estate, with a strong development pipeline. Its healthcare segment provides stability, but its office focus contrasts with Altarea's broader mixed-use approach. Icade's lower leverage could be a financial advantage.
  • BNP Paribas Real Estate (BNP.PA): BNP Paribas Real Estate offers integrated real estate services, including investment and development. Its banking affiliation provides financial strength, but it lacks Altarea's developer focus and mixed-use project specialization.
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