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Stock Analysis & ValuationJ.S.B.Co.,Ltd. (3480.T)

Professional Stock Screener
Previous Close
¥3,235.00
Sector Valuation Confidence Level
Low
Valuation methodValue, ¥Upside, %
Artificial intelligence (AI)2903.86-10
Intrinsic value (DCF)1903.00-41
Graham-Dodd Method3073.93-5
Graham Formula5938.3484

Strategic Investment Analysis

Company Overview

J.S.B.Co.,Ltd. is a leading Japanese real estate development company specializing in student and elderly housing solutions. Founded in 1976 and headquartered in Kyoto, the company operates across multiple segments, including condominium planning, property management, and welfare services. J.S.B.Co. is renowned for its student dormitories and elderly care housing, supported by ancillary services like real estate brokerage, home care support, and non-life insurance agency. The company also publishes housing information magazines and provides internet-based housing solutions. With a diversified revenue stream and a strong presence in Japan's real estate sector, J.S.B.Co. is well-positioned to capitalize on demographic trends, including an aging population and student housing demand. Its integrated business model, combining development with property management and welfare services, enhances its competitive edge in Japan's niche real estate markets.

Investment Summary

J.S.B.Co.,Ltd. presents a stable investment opportunity with its diversified real estate and welfare services portfolio. The company benefits from Japan's aging population and consistent demand for student housing, providing steady revenue streams. With a market cap of ¥79.16 billion and a beta of 0.556, it exhibits lower volatility compared to the broader market. The company reported solid FY2024 financials, including ¥69.53 billion in revenue and ¥7.45 billion in net income, with a diluted EPS of ¥350.97. However, investors should note the high capital expenditures (¥-9.19 billion) and moderate debt levels (¥26.03 billion). The dividend yield, at ¥72 per share, adds appeal for income-focused investors. Risks include Japan's stagnant population growth and potential regulatory changes in the real estate sector.

Competitive Analysis

J.S.B.Co.,Ltd. holds a unique position in Japan's real estate market by focusing on niche segments like student housing and elderly care facilities. Its competitive advantage stems from vertical integration—combining development, property management, and welfare services—which enhances operational efficiency and tenant retention. Unlike traditional real estate developers, J.S.B.Co. leverages its expertise in student and elderly housing to maintain steady occupancy rates. The company's ancillary services, such as cleaning, repair, and home care support, create additional revenue streams and improve customer stickiness. However, its reliance on Japan's domestic market limits geographic diversification, exposing it to local economic fluctuations. Competitors with broader portfolios may have better economies of scale, but J.S.B.Co.'s specialized focus allows for deeper market penetration in its core segments. Its lower beta (0.556) suggests resilience during market downturns, appealing to risk-averse investors.

Major Competitors

  • GOLDCREST Co., Ltd. (3281.T): GOLDCREST specializes in luxury condominiums and high-end real estate development, contrasting with J.S.B.Co.'s focus on student and elderly housing. While GOLDCREST benefits from premium pricing, it lacks J.S.B.Co.'s diversified service offerings in property management and welfare. Its market is more sensitive to economic cycles, whereas J.S.B.Co. enjoys steadier demand due to its demographic-driven segments.
  • Tokyu Fudosan Holdings Corporation (3289.T): Tokyu Fudosan is a major diversified real estate developer with a broader portfolio, including commercial and residential properties. It has greater financial scale and international exposure compared to J.S.B.Co. However, its lack of specialization in student or elderly housing makes it less agile in these niche markets. J.S.B.Co.'s integrated services provide a competitive edge in tenant retention and ancillary revenues.
  • Intelligence Holdings Ltd. (3237.T): Intelligence Holdings focuses on rental housing and property management, overlapping with J.S.B.Co.'s operations. However, it lacks J.S.B.Co.'s emphasis on student and elderly-specific housing solutions. Intelligence's strength lies in urban rental properties, but J.S.B.Co.'s diversified welfare services and niche focus provide better resilience against market volatility.
  • Open House Group Co., Ltd. (3288.T): Open House Group is a leading residential developer with a strong brand and high sales volume. Unlike J.S.B.Co., it primarily targets individual homebuyers rather than institutional or demographic-specific housing. While Open House benefits from economies of scale, J.S.B.Co.'s specialized services in student and elderly care offer a more stable, recurring revenue model.
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