T · 8725.T
MS&AD Insurance Group Holdings, Inc.
- Sector
- Financial Services · Insurance - Property & Casualty
- Headquarters
- Tokyo 104-0033
- Website
- ms-ad-hd.com
Price · as of 2025-03-31
$3,996.00
Market cap 6.34T
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $2,818.12 | -29.48% |
| Intrinsic Value(DCF) | $2,182.61 | -45.38% |
| Graham-Dodd Method(GD) | $2,878.12 | -27.97% |
| Graham Formula(GF) | $3,707.58 | -7.22% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2011 | $358.29 | $552.26 | $25,436.78 | $598.08 | $266.53 |
| 2012 | $242.36 | $274.76 | $13,191.10 | $30.64 | $0.00 |
| 2013 | $459.14 | $511.53 | $17,635.42 | $1,128.14 | $1,469.76 |
| 2014 | $518.18 | $575.95 | $0.00 | $1,315.45 | $658.09 |
| 2015 | $854.62 | $785.49 | $0.00 | $1,902.40 | $1,233.59 |
| 2016 | $647.39 | $834.04 | $0.00 | $1,703.23 | $1,299.73 |
| 2017 | $906.85 | $982.02 | $205.17 | $1,639.99 | $2,303.92 |
| 2018 | $847.66 | $945.37 | $291.42 | $1,413.31 | $392.01 |
| 2019 | $871.24 | $949.22 | $349.99 | $1,436.62 | $1,744.77 |
| 2020 | $840.20 | $788.52 | $0.00 | $1,025.39 | $0.00 |
| 2021 | $909.72 | $783.02 | $407.24 | $1,423.56 | $986.85 |
| 2022 | $1,174.85 | $1,089.91 | $668.27 | $1,862.67 | $1,860.96 |
| 2023 | $1,548.13 | $1,179.23 | $670.52 | $1,486.42 | $1,186.24 |
| 2024 | $2,938.71 | $2,061.51 | $19,175.54 | $2,771.22 | $7,515.65 |
| 2025 | $3,374.59 | $2,818.12 | $2,685.95 | $2,878.12 | $3,707.58 |
AI valuation
Our deep-learning model estimates MS&AD Insurance Group Holdings, Inc.'s (8725.T) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $2,818.12
- Current price
- $3,996.00
- AI upside
- -29.48%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$2,182.61
-45.38% upside
Graham-Dodd
$2,878.12
-27.97% upside
Graham Formula
$3,707.58
-7.22% upside
About MS&AD Insurance Group Holdings, Inc.
MS&AD Insurance Group Holdings, Inc., an insurance holding company, provides insurance and financial services worldwide. The company offers fire and allied, marine, personal accident, voluntary automobile, compulsory automobile liability, and others non-life insurance products; life insurance products; and reinsurance services. It also provides risk-related services. The company was formerly known as Mitsui Sumitomo Insurance Group Holdings, Inc. and changed its name to MS&AD Insurance Group Holdings, Inc. in April 2010. MS&AD Insurance Group Holdings, Inc. was founded in 1918 and is headquartered in Tokyo, Japan.
- CEO
- Shinichiro Funabiki
- Employees
- 38.39K
- Beta
- 0.19
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($2,182.61 ÷ $3,996.00) − 1 = -45.38% (DCF, example).