US · AIZN
Assurant, Inc. 5.25% Subordinat
- Sector
- Financial Services · Insurance - Diversified
- Headquarters
- Atlanta, DE 10006
- Website
- assurant.com
Price · as of 2025-12-31
$19.68
Market cap 1.02B
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $50.65 | +157.37% |
| Intrinsic Value(DCF) | $65.24 | +231.5% |
| Graham-Dodd Method(GD) | $100.31 | +409.73% |
| Graham Formula(GF) | $269.60 | +1,269.91% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2011 | $62.84 | $28.28 | |||
| 2012 | $70.27 | $62.04 | |||
| 2013 | $70.21 | $90.91 | |||
| 2014 | $76.64 | $146.65 | |||
| 2015 | $43.80 | $15.69 | |||
| 2016 | $68.78 | $0.00 | |||
| 2017 | $75.76 | $0.00 | |||
| 2018 | $30.81 | $143.06 | |||
| 2019 | $43.14 | $163.65 | |||
| 2020 | $18.31 | $37.58 | $343.70 | $49.35 | $65.23 |
| 2021 | $18.11 | $58.89 | $60.66 | $122.88 | $319.37 |
| 2022 | $17.56 | $28.88 | $43.55 | $13.90 | $41.36 |
| 2023 | $19.56 | $42.36 | $51.97 | $58.53 | $203.49 |
| 2024 | $18.14 | $51.62 | $51.49 | $75.69 | $213.00 |
| 2025 | $20.54 | $50.65 | $95.51 | $100.31 | $269.60 |
AI valuation
Our deep-learning model estimates Assurant, Inc. 5.25% Subordinat's (AIZN) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $50.65
- Current price
- $19.68
- AI upside
- +157.37%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$65.24
+231.5% upside
Graham-Dodd
$100.31
+409.73% upside
Graham Formula
$269.60
+1,269.91% upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| AIZN | Assurant, Inc. 5.25% Subo… | $19.68 | 1.02B | +157% | +232% | +410% | +1,270% | 1.19 | 0.18 | 0.08 | -4.95 | 5.86 | -0.15 | 77.15% | 8.49% | 6.81% | 15.90% | 260.78% | 2.45% | 0.38 | 9.91 | 0.50 | 0.52 | 0.26 | 2026.00% | 789.00% | 4382.00% | 154.19% | 0.08 | 477.63% | 16.24% | 19.30% | 45.54% | -6.59 | -4.48 | -0.56 | 0.26 |
| ACGL | Arch Capital Group Ltd. | $100.15 | 36.32B | +61% | +147% | +23% | +165% | 8.48 | 1.54 | 1.92 | 7.10 | 220.60 | 1.62 | 51.76% | 26.56% | 22.65% | 19.54% | 21.90% | 6.38% | 0.11 | 34.86 | 1.21 | 1.21 | 0.32 | 384.00% | 1474.00% | -746.00% | 16.43% | 0.83 | 30.50% | 0.13% | 1.10% | 5.23% | 7.56 | 6.37 | 2.01 | 1.66 |
| ORI | Old Republic Internationa… | $42.87 | 10.61B | -36% | -18% | -35% | +62% | 11.21 | 1.78 | 1.16 | 9.57 | 74.11 | 1.78 | 50.35% | 13.02% | 10.30% | 16.25% | 16.51% | 3.24% | 0.27 | 16.88 | — | — | 1.07 | 1512.00% | 1041.00% | -10011.00% | -0.01% | — | -0.02% | 2.38% | 26.70% | 4.13% | 10.00 | -8448.89 | 1.30 | 1.08 |
| UNM | Unum Group | $71.73 | 12B | -38% | -60% | -20% | -40% | 16.84 | 1.12 | 0.95 | 12.79 | — | 1.16 | 38.22% | 7.15% | 5.66% | 6.69% | 5.00% | 1.17% | 0.35 | 4.47 | — | — | 2.96 | -5476.00% | 207.00% | -5997.00% | 4.46% | — | 3.76% | 2.46% | 41.50% | 10.58% | 17.34 | 29.14 | 1.24 | 0.71 |
About Assurant, Inc. 5.25% Subordinat
Assurant, Inc. engages in the provision of lifestyle and housing solutions for consumer purchases. It operates through the following segments: Global Lifestyle, Global Housing, and Corporate and Other. The Global Lifestyle segment offers mobile device solutions and extended service products and related services for mobile devices, consumer electronics and appliances, vehicle protection, and related services. The Global Housing segment includes lender-placed homeowners’ insurance, lender-placed manufactured housing insurance, lender-placed flood insurance, renters' insurance, and related products, voluntary manufactured housing insurance, voluntary homeowners’ insurance and other specialty products. The Corporate and Other segment refers to the corporate employee-related expenses and activities of the holding company. The company was founded in 1892 and is headquartered in Atlanta, GA.
- CEO
- Keith Warner Demmings
- Employees
- 13.6K
- Beta
- 0.56
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($65.24 ÷ $19.68) − 1 = +231.5% (DCF, example).