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Stock Analysis & ValuationAllreal Holding AG (ALLN.SW)

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CHF226.00
Sector Valuation Confidence Level
Low
Valuation methodValue, CHFUpside, %
Artificial intelligence (AI)147.82-35
Intrinsic value (DCF)108.28-52
Graham-Dodd Method118.93-47
Graham Formula79.59-65

Strategic Investment Analysis

Company Overview

Allreal Holding AG is a leading Swiss real estate company specializing in property investment, development, and management. Headquartered in Baar, Switzerland, the company operates through two core divisions: Real Estate and Projects & Development. The Real Estate division focuses on acquiring and managing a diversified portfolio of residential and commercial properties, while also offering comprehensive real estate services such as portfolio and building management. The Projects & Development division is engaged in real estate consultancy, project development, and contract administration, facilitating the purchase, sale, and development of properties. Founded in 1999, Allreal Holding AG has established itself as a key player in Switzerland's real estate market, leveraging its expertise to deliver sustainable growth and value to stakeholders. With a market capitalization exceeding CHF 3.1 billion, the company is well-positioned in the competitive Swiss real estate sector, benefiting from stable demand for high-quality properties and strategic urban development projects.

Investment Summary

Allreal Holding AG presents a stable investment opportunity within the Swiss real estate sector, supported by its diversified portfolio and strong financial performance. The company reported CHF 420 million in revenue and CHF 211.4 million in net income, with a diluted EPS of CHF 12.8, reflecting robust profitability. Its low beta of 0.427 suggests lower volatility compared to the broader market, making it an attractive option for risk-averse investors. However, the high total debt of CHF 2.7 billion could pose a risk in a rising interest rate environment. The company's dividend yield, supported by a CHF 7 per share payout, adds to its appeal for income-focused investors. Overall, Allreal's strong market position and consistent cash flow generation make it a compelling choice, though investors should monitor debt levels and macroeconomic conditions affecting the Swiss real estate market.

Competitive Analysis

Allreal Holding AG competes in Switzerland's highly regulated and competitive real estate market, where it differentiates itself through a balanced mix of property investment and development services. The company's competitive advantage lies in its integrated business model, combining stable rental income from its Real Estate division with high-margin project development activities. This dual approach mitigates risks associated with market cycles, as development profits can offset potential downturns in rental income. Allreal's focus on prime locations in Switzerland ensures strong demand for its properties, though this also exposes it to high entry barriers and intense competition from other established players. The company's relatively high leverage (CHF 2.7 billion in debt) could limit flexibility compared to less indebted peers, but its strong cash flow from operations (CHF 85.1 million) helps service this debt. Additionally, Allreal's local expertise and long-standing relationships give it an edge in securing development projects, though larger international firms may have greater access to capital for large-scale developments. The Swiss real estate market's stability benefits Allreal, but regulatory changes and interest rate fluctuations remain key risks.

Major Competitors

  • Sika AG (SIKA.SW): Sika AG is a global specialty chemicals company with a strong presence in construction solutions, including real estate-related products. While not a direct competitor in property management, Sika's materials are essential for real estate development, giving it influence in the sector. Its global reach and innovation capabilities are strengths, but it lacks Allreal's direct real estate investment focus.
  • Swiss Re AG (SREN.SW): Swiss Re is primarily a reinsurance company but has significant real estate investments. Its large-scale property portfolio competes indirectly with Allreal's holdings. Swiss Re's financial strength is a key advantage, but its real estate operations are less specialized compared to Allreal's dedicated focus.
  • Compagnie Financière Richemont SA (CFR.SW): Richemont is a luxury goods conglomerate with substantial real estate assets, particularly in high-end retail locations. Its property holdings overlap with Allreal's commercial segment, but Richemont's core business is unrelated, limiting its focus on real estate development compared to Allreal.
  • Roche Holding AG (ROG.SW): Roche's extensive real estate holdings, including research facilities and offices, make it a minor competitor in the Swiss property market. However, its primary focus on pharmaceuticals means it does not actively develop or manage properties like Allreal.
  • UBS Group AG (UBSG.SW): UBS has a significant real estate investment arm, competing with Allreal in property management and development. Its global reach and financial resources are strengths, but Allreal's specialized local expertise gives it an edge in the Swiss market.
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