US · BHFAN
Brighthouse Financial, Inc.
- Sector
- Financial Services · Insurance - Life
- Headquarters
- Charlotte, NC 28277
- Website
- brighthousefinancial.com
Price · as of 2025-12-31
$13.03
Market cap 785.14M
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $103.62 | +695.24% |
| Intrinsic Value(DCF) | $5.49 | -57.87% |
| Graham-Dodd Method(GD) | $129.49 | +893.78% |
| Graham Formula(GF) | $367.30 | +2,718.84% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2011 | |||||
| 2012 | |||||
| 2013 | |||||
| 2014 | |||||
| 2015 | $187.30 | $24.13 | |||
| 2016 | $1.39 | $1,340.20 | |||
| 2017 | $0.00 | $0.00 | |||
| 2018 | $159.47 | $247.09 | |||
| 2019 | $108.05 | $116.39 | |||
| 2020 | $17.70 | $92.94 | $0.00 | $126.46 | $0.00 |
| 2021 | $16.97 | $141.64 | $713.90 | $295.65 | $0.00 |
| 2022 | $14.56 | $110.05 | $0.00 | $319.27 | $4,754.23 |
| 2023 | $17.14 | $130.30 | $33.10 | $0.00 | $534.31 |
| 2024 | $15.37 | $89.65 | $0.00 | $75.35 | $99.48 |
| 2025 | $13.73 | $103.62 | $0.00 | $129.49 | $367.30 |
AI valuation
Our deep-learning model estimates Brighthouse Financial, Inc.'s (BHFAN) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $103.62
- Current price
- $13.03
- AI upside
- +695.24%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$5.49
-57.87% upside
Graham-Dodd
$129.49
+893.78% upside
Graham Formula
$367.30
+2,718.84% upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| BHFAN | Brighthouse Financial, In… | $13.03 | 785.14M | +695% | -58% | +894% | +2,719% | 1.81 | 0.12 | 0.13 | -2.31 | 7.31 | 0.12 | 70.94% | 7.63% | 6.97% | 7.38% | 11.52% | 0.18% | 0.47 | 3.12 | — | — | -3.57 | 2478.00% | 4216.00% | -6483.00% | -12.99% | — | -2.68% | 12.99% | 23.60% | 69.56% | -3.05 | 14.19 | -0.23 | 0.06 |
| ABL | Abacus Global Management,… | $8.74 | 854.36M | +280% | -27% | -89% | — | -20.47 | 1.20 | 4.56 | 60.07 | — | 4.81 | 89.84% | -0.79% | -21.41% | -8.47% | -0.19% | -4.13% | 0.91 | -0.05 | 2.55 | 2.54 | 19.97 | -31250.00% | 6856.00% | 22392.00% | -41.09% | -3.34 | -43.85% | 0.00% | 0.00% | 2.11% | -860.43 | -3.65 | 6.83 | 0.84 |
| ABLLL | Abacus Life, Inc. 9.875% … | $26.04 | 2.55B | +57% | +102% | -96% | — | -77.73 | 4.39 | 16.64 | 313.24 | — | 17.56 | 89.84% | -0.79% | -21.41% | -8.15% | -0.19% | -3.95% | 0.91 | -0.05 | 2.55 | 2.54 | 37.59 | -31250.00% | 6856.00% | 22389.00% | -11.25% | -3.34 | -43.85% | 0.00% | 0.00% | 0.58% | -2382.54 | -10.10 | 18.91 | 2.59 |
| BFST | Business First Bancshares… | $27.30 | 808.5M | +103% | -52% | +51% | +112% | 9.31 | 0.91 | 1.60 | -0.26 | 40.48 | 1.08 | 60.92% | 22.15% | 17.16% | 10.36% | 18.38% | 1.09% | 0.61 | 0.59 | 5.62 | 5.62 | 1.18 | 2301.00% | 1184.00% | 5388.00% | 11.25% | 0.07 | 18.74% | 0.00% | 0.00% | 2.93% | -0.27 | -0.33 | -0.06 | 1.14 |
| BOH | Bank of Hawaii Corporatio… | $75.77 | 3.01B | -33% | -3% | -62% | -10% | 15.04 | 1.67 | 2.86 | 7.17 | 44.87 | 1.70 | 67.44% | 26.75% | 19.00% | 11.70% | 57.25% | 0.86% | 0.05 | 0.83 | 11.00 | 11.00 | -2.73 | 3353.00% | 525.00% | 919.00% | 5.95% | 2.36 | 46.30% | 3.65% | 54.90% | 30.97% | 7.74 | 12.17 | 2.07 | 0.34 |
| CCBG | Capital City Bank Group, … | $42.85 | 731.31M | -22% | -26% | -39% | +7% | 11.33 | 1.21 | 2.29 | 2.52 | 695.66 | 1.49 | 84.84% | 25.00% | 20.18% | 11.22% | 52.59% | 1.23% | 0.17 | 1.84 | 0.13 | 0.13 | 0.16 | 163.00% | 673.00% | 1498.00% | 9.15% | 0.02 | 55.89% | 2.49% | 28.20% | 2.87% | 2.82 | 3.37 | 0.71 | -0.53 |
| DGICA | Donegal Group Inc. | $17.62 | 639.97M | +187% | -52% | +91% | +2% | 6.85 | 0.85 | 0.56 | 5.58 | 16.14 | 0.95 | 42.30% | 9.98% | 8.11% | 13.38% | 19.18% | 3.36% | 0.05 | 72.24 | — | — | 0.08 | 4248.00% | -117.00% | -10000.00% | 0.00% | — | 0.00% | 0.00% | 0.00% | 0.00% | 5.66 | — | 0.56 | 0.92 |
| FDUS | Fidus Investment Corporat… | $17.71 | 645.13M | +669% | -59% | +51% | +121% | 8.64 | 0.86 | 5.05 | — | — | 0.86 | 0.00% | 0.00% | 58.44% | 10.57% | 0.00% | 5.70% | 0.31 | 0.00 | 25.62 | 25.62 | — | -1333.00% | 1117.00% | -33572.00% | -23.04% | -41.20 | -14.88% | 1.70% | 14.70% | 42.00% | — | -5.43 | 6.32 | 0.72 |
| OPY | Oppenheimer Holdings Inc. | $86.29 | 899.22M | +543% | +41% | +83% | +259% | 6.40 | 1.03 | 0.58 | 3.42 | 6.11 | 1.03 | 51.15% | 22.43% | 9.06% | 16.76% | 21.24% | 8.73% | 0.00 | 4.15 | — | — | 0.00 | 10471.00% | 1435.00% | -26657.00% | 19.88% | — | 15.57% | 0.00% | 0.00% | 68.96% | 2.58 | 5.03 | 0.58 | 16906.98 |
| TIPT | Tiptree Inc. | $17.03 | 644.14M | +111% | -18% | -77% | +163% | 9.62 | 1.84 | 0.41 | -0.77 | 3.27 | 7.99 | 58.82% | 7.31% | 2.61% | 20.05% | -17.74% | 1.62% | 0.94 | 4.63 | — | — | 0.53 | 29394.00% | 2388.00% | 31225.00% | 28.08% | — | -47.91% | 2.94% | 28.30% | 2.94% | -1.05 | -0.66 | -0.08 | 0.57 |
| VINP | Vinci Compass Investments… | $11.89 | 745.66M | -24% | +105,076% | — | -18% | 2327.74 | 1.46 | 4.27 | 7.91 | — | 3.21 | 68.19% | 28.39% | 17.77% | 0.07% | 19.19% | 0.04% | 0.51 | 2.69 | 5.86 | 5.64 | 2.91 | -4774.00% | 1776.00% | 733.00% | 6.71% | 0.60 | 27.03% | 7.16% | 16672.40% | 10.34% | 10.93 | 10.84 | 3.10 | 1.98 |
About Brighthouse Financial, Inc.
Brighthouse Financial, Inc. provides annuity and life insurance products in the United States. It operates through three segments: Annuities, Life, and Run-off. The Annuities segment offers variable, fixed, index-linked, and income annuities for contract holders' needs for protected wealth accumulation on a tax-deferred basis, wealth transfer, and income security. The Life segment provides term, universal, whole, and variable life policies for policyholders' needs for financial security and protected wealth transfer. The Run-off segment manages structured settlements, pension risk transfer contracts, certain company-owned life insurance policies, funding agreements, and universal life with secondary guarantees. The company was incorporated in 2016 and is based in Charlotte, North Carolina.
- CEO
- Eric Thomas Steigerwalt
- Employees
- 1.4K
- Beta
- 0.96
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($5.49 ÷ $13.03) − 1 = -57.87% (DCF, example).