DE · CRIN.DE
UniCredit S.p.A.
- Sector
- Financial Services · Banks
- Headquarters
- Milan 20154
- Website
- unicreditgroup.eu
Price · as of 2025-12-31
$65.64
Market cap 105.59B
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $76.32 | +16.27% |
| Intrinsic Value(DCF) | $74.11 | +12.9% |
| Graham-Dodd Method(GD) | $29.30 | -55.36% |
| Graham Formula(GF) | — | — |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2011 | $14.00 | $35.20 | $0.00 | $0.00 | $0.00 |
| 2012 | $13.07 | $43.61 | $1.43 | $29.96 | $3.98 |
| 2013 | $21.44 | $38.54 | $0.00 | $0.00 | $21.43 |
| 2014 | $22.23 | $46.87 | $1.71 | $27.75 | $2.40 |
| 2015 | $13.19 | $39.89 | $0.77 | $26.26 | $0.00 |
| 2016 | $10.93 | $31.39 | $0.00 | $0.00 | $0.00 |
| 2017 | $12.84 | $42.17 | $10.53 | $40.07 | $9.95 |
| 2018 | $8.92 | $24.21 | $9.45 | $25.20 | $21.06 |
| 2019 | $6.00 | $2.40 | $0.00 | $26.00 | $10.89 |
| 2020 | $7.23 | $80.47 | $0.00 | $16.57 | $1.79 |
| 2021 | $7.65 | $46.26 | $0.07 | $27.48 | $8.39 |
| 2022 | $13.28 | $34.72 | $0.00 | $33.87 | $85.07 |
| 2023 | $28.91 | $28.03 | $144.28 | $43.81 | $406.25 |
| 2024 | $50.00 | $46.13 | $949.35 | $21.70 | $68.63 |
| 2025 | $70.17 | $76.32 | $52.46 | $29.30 | $0.00 |
AI valuation
Our deep-learning model estimates UniCredit S.p.A.'s (CRIN.DE) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $76.32
- Current price
- $65.64
- AI upside
- +16.27%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$74.11
+12.9% upside
Graham-Dodd
$29.30
-55.36% upside
Graham Formula
—
— upside
About UniCredit S.p.A.
UniCredit SpA engages in the provision of banking and financial solutions. The company is headquartered in Milan, Milano and currently employs 84,836 full-time employees. Its division model is based on seven business lines: Commercial Banking Italy, Central and Eastern Europe (CEE), Corporate and Investment Banking (CIB), Commercial Banking Germany, Commercial Banking Austria and Fineco. UniCredit SpA offers banking and financial services for families, individuals and corporate clients, such as accounts, loans, mortgages, investments, wealth management, as well as financial advice and insurance products, among others. Through numerous subsidiaries, the Company operates in the domestic market, Germany, Austria and CEE.
- CEO
- Andrea Orcel
- Employees
- 75.27K
- Beta
- 1.04
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($74.11 ÷ $65.64) − 1 = +12.9% (DCF, example).