DE · DC7.DE
Discover Financial Services
- Sector
- Financial Services · Financial - Diversified
- Headquarters
- Riverwoods, IL
- Website
- discover.com
Price · as of 2024-12-31
$180.52
Market cap 45.32B
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | — | — |
| Intrinsic Value(DCF) | — | — |
| Graham-Dodd Method(GD) | $114.13 | -36.78% |
| Graham Formula(GF) | $901.91 | +399.62% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2010 | $0.00 | $6.30 | |||
| 2011 | $27.60 | $49.40 | |||
| 2012 | |||||
| 2013 | $29.80 | $103.60 | |||
| 2014 | $28.60 | $47.30 | |||
| 2015 | $28.90 | $49.40 | |||
| 2016 | $32.30 | $61.30 | |||
| 2017 | $30.20 | $79.40 | |||
| 2018 | $40.50 | $108.80 | |||
| 2019 | $47.50 | $117.10 | |||
| 2020 | $21.40 | $16.10 | |||
| 2021 | $87.50 | $258.50 | |||
| 2022 | $79.20 | $243.90 | |||
| 2023 | $60.50 | $260.20 | |||
| 2024 | $114.13 | $901.91 |
AI valuation
Our deep-learning model estimates Discover Financial Services's (DC7.DE) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- —
- Current price
- $180.52
- AI upside
- —
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
—
— upside
Graham-Dodd
$114.13
-36.78% upside
Graham Formula
$901.91
+399.62% upside
About Discover Financial Services
Discover Financial Services is a holding company, which engages in the provision of direct banking and payment services. The company is headquartered in Riverwoods, Illinois and currently employs 16,600 full-time employees. The firm is a bank holding company, as well as a financial holding company. The firm operates through two segments: Direct Banking and Payment Services. The company provides direct banking products and services, and payment services through its subsidiaries. The company offers its customers credit card loans, private student loans, personal loans, home equity loans and deposit products. The firm's Direct Banking segment includes consumer banking and lending products, specifically Discover-branded credit cards issued to individuals and small businesses on the Discover Network and other consumer banking products and services. The firm's direct banking offers credit cards, student loans, personal loans, home equity loans, and other consumer lending and deposit products. The Payment Services segment includes PULSE, Diners Club and the Company's Network Partners business.
- CEO
- J. Michael Shepherd
- Employees
- 21.1K
- Beta
- 1.43
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as (— ÷ $180.52) − 1 = — (DCF, example).