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Stock Analysis & ValuationKaufman & Broad S.A. (KOF.PA)

Professional Stock Screener
Previous Close
31.40
Sector Valuation Confidence Level
Moderate
Valuation methodValue, Upside, %
Artificial intelligence (AI)50.9762
Intrinsic value (DCF)16.25-48
Graham-Dodd Methodn/a
Graham Formulan/a

Strategic Investment Analysis

Company Overview

Kaufman & Broad S.A. (KOF.PA) is a leading French property developer and builder specializing in residential and commercial real estate. Founded in 1968 and headquartered in Neuilly-sur-Seine, the company designs, develops, builds, and sells single-family homes, apartments, offices, retail spaces, and logistics platforms. Operating in the consumer cyclical sector, Kaufman & Broad plays a pivotal role in France's residential construction industry, catering to both individual homeowners and businesses. With a market capitalization of approximately €645 million, the company has established a strong reputation for quality and innovation in urban and suburban development. Kaufman & Broad's integrated business model—spanning design, construction, and sales—ensures efficiency and cost control, making it a key player in France's competitive real estate market. The company's focus on sustainable development and modern living solutions aligns with evolving consumer preferences, reinforcing its market relevance.

Investment Summary

Kaufman & Broad presents a mixed investment profile. On the positive side, the company maintains a solid balance sheet with €502.9 million in cash and equivalents and modest total debt of €42.9 million, indicating strong liquidity. Its dividend yield of ~3.4% (based on a €2.20 per share payout) may appeal to income-focused investors. However, the company's beta of 0.962 suggests it is slightly less volatile than the broader market, which could limit upside potential during bullish cycles. Revenue of €1.08 billion and net income of €45 million reflect steady but not explosive growth. Risks include exposure to France's cyclical housing market, regulatory pressures, and potential margin compression from rising construction costs. Investors should weigh its stable cash flow (€285.7 million operating cash flow) against sector-specific headwinds.

Competitive Analysis

Kaufman & Broad competes in France's fragmented residential construction sector, where differentiation hinges on scale, brand reputation, and operational efficiency. The company's competitive advantage lies in its vertically integrated model, which allows control over the entire development process—from land acquisition to sales—reducing reliance on third parties. Its focus on mid-market housing and mixed-use developments positions it well in urbanizing areas. However, Kaufman & Broad lacks the international diversification of larger peers like Vinci, leaving it more exposed to domestic economic cycles. Its smaller scale compared to Bouygues also limits bargaining power with suppliers. The company's strength in sustainable building practices (e.g., energy-efficient designs) aligns with regulatory trends but requires ongoing R&D investment. While its €645 million market cap grants agility, it may struggle to compete for large public-private partnership projects dominated by conglomerates. Pricing pressure from regional developers and rising land costs in prime French markets could further squeeze margins.

Major Competitors

  • Vinci SA (VCIE.PA): Vinci is a global construction and concessions giant with diversified operations across 100+ countries. Its scale (€61.7 billion revenue in 2023) and expertise in large infrastructure projects overshadow Kaufman & Broad's residential focus. Vinci's concessions business (e.g., toll roads, airports) provides stable cash flow but exposes it to geopolitical risks. While Vinci's international reach reduces reliance on France, its complexity may deter investors seeking pure-play residential exposure.
  • Bouygues SA (EN.PA): Bouygues combines construction (Colas), telecoms (Bouygues Telecom), and media (TF1) under one umbrella. Its construction arm competes directly with Kaufman & Broad in housing but benefits from cross-sector synergies. Bouygues' €56 billion revenue dwarfs Kaufman & Broad's, enabling better economies of scale. However, its conglomerate structure can lead to inefficiencies, and telecom/media divisions face stiff competition.
  • Eiffage SA (EI.PA): Eiffage focuses on construction, infrastructure, and concessions, with €22 billion revenue in 2023. Its strength in public works (e.g., bridges, railways) differentiates it from Kaufman & Broad's residential niche. Eiffage's concessions (e.g., APRR toll roads) provide long-term revenue but require heavy upfront capital. The company's engineering expertise is a plus, but its higher debt load (€12.4 billion net debt) increases financial risk.
  • Maisons France Confort (MAU.PA): A direct competitor in single-family home construction, Maisons France Confort (€1.2 billion revenue) rivals Kaufman & Broad in regional markets. Its standardized home designs offer cost advantages but lack customization options. The company's smaller size (€300M market cap) limits its land acquisition capabilities compared to Kaufman & Broad. Recent profitability struggles highlight sensitivity to housing demand cycles.
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