| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial intelligence (AI) | 9.11 | -47 |
| Intrinsic value (DCF) | 16.36 | -4 |
| Graham-Dodd Method | 18.24 | 7 |
| Graham Formula | 26.44 | 55 |
LendingClub Corporation, operates as a bank holding company for LendingClub Bank, National Association that provides range of financial products and services through a technology-driven platform in the United States. The company provides commercial and industrial, commercial real estate, small business, and equipment loans, as well as leases equipment; and unsecured personal and auto, patient finance, and education finance loans. It also operates an online lending marketplace platform that connects borrowers and investors. LendingClub Corporation was incorporated in 2006 and is headquartered in San Francisco, California.