TO · MFC-PM.TO
Manulife Financial Corp
- Sector
- Financial Services · Insurance - Life
- Headquarters
- Toronto, ON M4W 1E5
- Website
- manulife.com
Price · as of 2025-12-31
$25.36
Market cap 42.97B
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $130.46 | +414.43% |
| Intrinsic Value(DCF) | $10.91 | -56.98% |
| Graham-Dodd Method(GD) | $13.81 | -45.56% |
| Graham Formula(GF) | — | — |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2011 | $315.61 | $238.53 | |||
| 2012 | $554.91 | $0.00 | |||
| 2013 | $823.21 | $0.00 | |||
| 2014 | $14.38 | $149.91 | $6,390.51 | $948.38 | $19,790.63 |
| 2015 | $10.78 | $176.59 | $0.00 | $702.43 | $0.00 |
| 2016 | $13.94 | $265.94 | $537.85 | $754.77 | $5,236.03 |
| 2017 | $15.93 | $289.79 | $180.04 | $530.71 | $991.65 |
| 2018 | $12.65 | $381.79 | $0.00 | $1,009.06 | $0.00 |
| 2019 | $11.55 | $258.03 | $17,806.93 | $1,344.06 | $16,374.04 |
| 2020 | $17.74 | $444.51 | $3,362.40 | $1,034.96 | $1,058.26 |
| 2021 | $17.57 | $466.52 | $0.00 | $1,310.32 | $0.00 |
| 2022 | $15.15 | $532.50 | $46.31 | $0.00 | $2,819.19 |
| 2023 | $17.58 | $633.80 | $0.00 | $667.83 | $0.00 |
| 2024 | $21.39 | $728.98 | $0.00 | $721.06 | |
| 2025 | $25.00 | $130.46 | $1.52 | $13.81 |
AI valuation
Our deep-learning model estimates Manulife Financial Corp's (MFC-PM.TO) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $130.46
- Current price
- $25.36
- AI upside
- +414.43%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$10.91
-56.98% upside
Graham-Dodd
$13.81
-45.56% upside
Graham Formula
—
— upside
About Manulife Financial Corp
Manulife Financial Corporation, together with its subsidiaries, provides financial products and services in the United States, Canada, Asia, and internationally. The company operates through Wealth and Asset Management Businesses; Insurance and Annuity Products; and Corporate and Other segments. The Wealth and Asset Management Businesses segment offers investment advice and solutions to retirement, retail, and institutional clients through multiple distribution channels, including agents and brokers affiliated with the company, independent securities brokerage firms and financial advisors pension plan consultants, and banks. The Insurance and Annuity Products segment provides deposit and credit products; and individual life insurance, individual and group long-term care insurance, and guaranteed and partially guaranteed annuity products through multiple distribution channels, including insurance agents, brokers, banks, financial planners, and direct marketing. The Corporate and Other segment is involved in the property and casualty reinsurance businesses; and run-off reinsurance operations, including variable annuities, and accident and health. The company also manages timberland and agricultural portfolios; and engages in insurance agency, investment counseling and dealer, portfolio and mutual fund management, property and casualty insurance, and mutual fund dealer businesses. In addition, it provides integrated banking products and services. The company was incorporated in 1887 and is headquartered in Toronto, Canada.
- CEO
- Paul Raymon Lorentz
- Employees
- 37K
- Beta
- 1.06
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($10.91 ÷ $25.36) − 1 = -56.98% (DCF, example).