investorscraft@gmail.com

Stock Analysis & ValuationOne Liberty Properties, Inc. (OLP)

Previous Close
$21.55
Sector Valuation Confidence Level
Low
Valuation methodValue, $Upside, %
Artificial intelligence (AI)36.7070
Intrinsic value (DCF)11.08-49
Graham-Dodd Methodn/a
Graham Formula12.01-44

Strategic Investment Analysis

Company Overview

One Liberty Properties, Inc. (NYSE: OLP) is a diversified real estate investment trust (REIT) specializing in industrial, retail, restaurant, health and fitness, and theater properties. Established in 1982, the company operates as a self-administered and self-managed REIT, focusing on long-term net leases where tenants typically cover property taxes, insurance, and maintenance costs. This structure provides stable cash flows and reduces operational overhead. With a geographically diversified portfolio, One Liberty mitigates regional economic risks while capitalizing on demand for essential commercial real estate. The company’s strategic focus on net-leased properties enhances its resilience in fluctuating markets, making it an attractive option for income-focused investors. As a mid-cap REIT, One Liberty offers exposure to a mix of property sectors, balancing growth potential with steady dividend income.

Investment Summary

One Liberty Properties presents a moderate-risk investment opportunity with a focus on income generation. The company’s diversified portfolio and net lease structure provide stable cash flows, supporting its $1.80 annual dividend (yielding ~3.5% based on current market cap). However, its beta of 1.17 indicates higher volatility than the broader market, reflecting sensitivity to interest rate changes and economic cycles. While the REIT maintains solid occupancy rates, its heavy reliance on long-term leases could limit rent growth potential. Debt levels are manageable (total debt of $420.6M vs. cash of $42.3M), but rising interest rates may pressure financing costs. Investors should weigh the steady yield against sector-specific risks, including tenant credit quality and industrial/retail market dynamics.

Competitive Analysis

One Liberty Properties competes in the diversified REIT sector by leveraging its niche focus on net-leased properties, which reduces operational risks and ensures predictable income. Its portfolio diversification across industrial, retail, and fitness assets provides stability, though it lacks the scale of larger peers like Realty Income (O) or W.P. Carey (WPC). The company’s competitive edge lies in its hands-on management and targeted acquisitions in secondary markets, where cap rates may be more favorable. However, its smaller size limits access to premium assets and economies of scale. Unlike sector giants with global footprints, One Liberty’s U.S.-centric portfolio exposes it to domestic economic shifts. Its modest development pipeline also contrasts with peers actively expanding into high-growth sectors like logistics or data centers. While the dividend is reliable, payout growth lags behind top-tier REITs, reflecting slower NAV appreciation.

Major Competitors

  • Realty Income Corporation (O): Realty Income dominates the net-lease REIT space with a massive portfolio (~13,000 properties) and global diversification. Its scale allows superior access to capital and lower borrowing costs. However, its size may limit agility in acquiring undervalued assets compared to smaller players like OLP.
  • W.P. Carey Inc. (WPC): W.P. Carey excels in sale-leaseback transactions and international exposure (Europe-focused), offering higher growth potential but also currency risk. Its diversified tenant base and investment-grade balance sheet outshine OLP, though OLP’s smaller portfolio allows more concentrated value-add opportunities.
  • National Retail Properties (NNN): NNN specializes in single-tenant retail properties, similar to OLP’s retail segment, but with a stricter focus on convenience stores and pharmacies. Its higher occupancy rate (99%+) and longer lease terms provide stability, but OLP’s industrial holdings offer better secular growth prospects.
  • STAG Industrial (STAG): STAG focuses purely on industrial properties, benefiting from e-commerce tailwinds. Its modern logistics facilities command higher rent growth than OLP’s mixed portfolio, though OLP’s retail/theater assets provide diversification during industrial downturns.
HomeMenuAccount