US · OSG
Octave Specialty Group, Inc.
- Sector
- Financial Services · Insurance - Specialty
- Headquarters
- New York, NY 10007
- Website
- octavegroup.com
Price · as of 2024-12-31
$4.38
Market cap 240.78M
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $63.92 | +1,359.36% |
| Intrinsic Value(DCF) | $17.72 | +304.57% |
| Graham-Dodd Method(GD) | — | — |
| Graham Formula(GF) | — | — |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2010 | $0.00 | $618.62 | |||
| 2011 | $0.00 | $483.25 | |||
| 2012 | $0.00 | $0.00 | |||
| 2013 | $34.47 | $565.92 | $0.00 | $431.55 | $4,537.51 |
| 2014 | $24.87 | $1,585.20 | $87,473.31 | $73.29 | $0.00 |
| 2015 | $16.31 | $962.73 | $136,444.32 | $91.91 | $713.56 |
| 2016 | $20.07 | $113.59 | $1,749.96 | $46.19 | $0.00 |
| 2017 | $15.01 | $227.08 | $0.00 | $0.00 | $0.00 |
| 2018 | $19.50 | $57.21 | $0.00 | $64.10 | $0.00 |
| 2019 | $18.77 | $147.91 | $0.00 | $8.64 | $0.00 |
| 2020 | $17.90 | $104.24 | $0.00 | $0.00 | $544.39 |
| 2021 | $12.44 | $108.82 | $0.00 | $19.49 | $0.00 |
| 2022 | $15.83 | $115.64 | $48.28 | $83.06 | $0.00 |
| 2023 | $15.38 | $26.48 | $2.27 | $28.71 | $10.74 |
| 2024 | $9.40 | $63.92 | $0.00 | $0.00 | $0.00 |
AI valuation
Our deep-learning model estimates Octave Specialty Group, Inc.'s (OSG) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $63.92
- Current price
- $4.38
- AI upside
- +1,359.36%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$17.72
+304.57% upside
Graham-Dodd
—
— upside
Graham Formula
—
— upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| OSG | Octave Specialty Group, I… | $4.38 | 240.78M | +1,359% | +305% | — | — | -7.49 | 0.52 | 1.87 | -8.51 | -1.09 | 4.70 | 41.83% | -25.38% | -235.97% | -5.31% | -2.29% | -0.71% | 0.18 | -6.38 | 4.37 | 3.65 | -3.37 | 68889.00% | 8906.00% | -9962.00% | 0.17% | 0.00 | 0.03% | 0.00% | 0.00% | 762.09% | -4.34 | 340.71 | 1.10 | 0.28 |
| BSRR | Sierra Bancorp | $35.98 | 485.1M | +97% | -16% | +13% | +18% | 11.52 | 1.34 | 2.41 | -0.80 | 112.06 | 1.45 | 73.86% | 27.92% | 20.96% | 11.72% | -28.91% | 1.14% | 1.42 | 1.21 | 0.57 | 0.57 | 6.80 | 1028.00% | 567.00% | -3981.00% | 6.91% | 0.02 | -23.00% | 0.00% | 0.00% | 0.00% | -0.80 | -1.33 | -0.22 | -0.07 |
| CWBC | Community West Bancshares | $23.23 | 445.1M | +181% | +63% | +14% | +124% | 11.67 | 1.09 | 2.29 | 8.93 | 3.39 | 1.46 | 72.62% | 26.99% | 19.61% | 9.88% | 13.27% | 1.06% | 0.35 | 1.06 | 0.05 | 0.05 | 0.45 | 34444.00% | 1852.00% | -10000.00% | 0.00% | 0.00 | 0.00% | 0.00% | 0.00% | 13.34% | 8.93 | — | 2.41 | -0.50 |
| FRBA | First Bank | $15.92 | 400.14M | +234% | +188% | +56% | +69% | 9.15 | 0.90 | 1.62 | 11.70 | 218.26 | 1.02 | 55.22% | 23.22% | 17.69% | 10.24% | 8.13% | 1.13% | 0.61 | 0.58 | 0.27 | 0.00 | 4.73 | 419.00% | 756.00% | -10000.00% | 0.00% | 0.00 | 0.00% | 0.00% | 0.00% | 0.00% | 11.70 | — | 2.72 | -0.01 |
| GBLI | Global Indemnity Group, L… | $28.83 | 412.96M | -1% | +105% | +53% | — | 10.57 | 0.66 | 1.04 | -12.08 | 14.99 | 0.68 | 18.28% | 12.46% | 9.80% | 6.46% | -9.84% | 2.50% | 0.02 | — | — | — | -0.11 | 7049.00% | -1646.00% | -945.00% | 8.50% | — | -8.84% | 4.34% | 45.90% | 4.45% | -13.35 | -18.89 | -1.66 | 0.84 |
| GCBC | Greene County Bancorp, In… | $22.07 | 375.78M | +130% | +15% | -13% | +70% | 12.63 | 1.65 | 2.96 | 0.48 | 48.19 | 1.65 | 55.69% | 26.08% | 23.42% | 14.00% | -22.60% | 1.06% | 0.54 | 0.60 | 0.19 | 0.19 | -1.58 | 2621.00% | 1307.00% | 1660.00% | 6.94% | 0.01 | -19.81% | 1.14% | 14.40% | 16.99% | 0.49 | 0.62 | 0.13 | -0.59 |
| MBI | MBIA Inc. | $6.55 | 330.73M | +1,041% | -59% | — | — | -1.85 | -0.15 | 4.10 | 128.73 | — | -0.15 | 15.00% | -226.25% | -221.25% | 8.18% | 40.50% | -8.47% | -1.27 | -0.92 | 7.16 | 7.16 | 173.38 | -6189.00% | 9048.00% | -12159.00% | 11.60% | 0.22 | -8.70% | 0.00% | 0.00% | 112.91% | -11.38 | 54.20 | 25.75 | -0.81 |
| RM | Regional Management Corp. | $31.82 | 309.06M | +637% | -59% | +88% | +143% | 7.23 | 0.86 | 0.50 | 21.26 | 96.60 | 0.94 | 52.35% | 12.45% | 6.88% | 12.16% | 3.19% | 2.17% | 4.65 | 0.95 | 8.33 | 8.33 | 17.77 | 749.00% | 970.00% | 1532.00% | 94.73% | 1.31 | 15.71% | 0.00% | 0.00% | 0.00% | 24.36 | 6.43 | 3.03 | 1.74 |
| TWFG | TWFG, Inc. Common Stock | $20.35 | 305.83M | +127% | +6,605% | — | -79% | 15.50 | 6.00 | 2.29 | 5.82 | — | 489.31 | 24.04% | 14.42% | 1.42% | 54.49% | -77.97% | 13.03% | 0.14 | 12.56 | 6.10 | 5.62 | -4.18 | -4194.00% | 1601.00% | 15697.00% | 8.41% | 1.02 | -109.52% | 2.10% | 32.60% | 46.75% | 9.23 | 6.92 | 1.33 | 7.23 |
| VBNK | VersaBank | $16.50 | 527.1M | +489% | -23% | -15% | -39% | 23.23 | 1.24 | 5.50 | 4.19 | — | 1.30 | 100.00% | 34.51% | 23.67% | 6.11% | 16.74% | 0.53% | 0.20 | 0.23 | 0.13 | 0.13 | -10.61 | -3960.00% | 770.00% | -36772.00% | -102.89% | -0.14 | -400.09% | 0.49% | 11.40% | 55.79% | 4.51 | -0.27 | 1.56 | -0.71 |
About Octave Specialty Group, Inc.
Octave Specialty Group, Inc. operates as a financial services holding company. It operates in two segments, Specialty Property and Casualty Insurance; and Insurance Distribution. The Specialty Property and Casualty Insurance segment provides specialty property and casualty program insurance with a focus on commercial and personal liability risks. The Insurance Distribution segment offers specialty property and casualty insurance distribution services, which include managing general agents, underwriters, insurance broker, and other distribution and underwriting businesses. The company was formerly known as Ambac Financial Group, Inc. and changed its name to Octave Specialty Group, Inc. in November 2025. The company was founded in 1971 and is headquartered in New York, New York.
- CEO
- Claude LeBlanc
- Employees
- 380
- Beta
- 0.83
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($17.72 ÷ $4.38) − 1 = +304.57% (DCF, example).