US · PGYWW
Pagaya Technologies Ltd.
- Sector
- Technology · Software - Infrastructure
- Headquarters
- Tel Aviv 6701203
- Website
- pagaya.com
Price · as of 2025-12-31
$0.06
Market cap 9.01M
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $43.00 | +77,798.55% |
| Intrinsic Value(DCF) | $122.45 | +221,729.71% |
| Graham-Dodd Method(GD) | $11.03 | +19,881.88% |
| Graham Formula(GF) | $33.89 | +61,293.12% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2011 | |||||
| 2012 | |||||
| 2013 | |||||
| 2014 | |||||
| 2015 | |||||
| 2016 | |||||
| 2017 | |||||
| 2018 | |||||
| 2019 | |||||
| 2020 | $9.88 | $122.22 | |||
| 2021 | $0.00 | $0.00 | |||
| 2022 | $0.23 | $51.24 | $96,586.26 | $0.00 | $0.00 |
| 2023 | $0.23 | $29.61 | $1,026.83 | $0.00 | $0.00 |
| 2024 | $0.23 | $19.73 | $279.10 | $0.00 | $0.00 |
| 2025 | $0.23 | $43.00 | $297.46 | $11.03 | $33.89 |
AI valuation
Our deep-learning model estimates Pagaya Technologies Ltd.'s (PGYWW) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $43.00
- Current price
- $0.06
- AI upside
- +77,798.55%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$122.45
+221,729.71% upside
Graham-Dodd
$11.03
+19,881.88% upside
Graham Formula
$33.89
+61,293.12% upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| PGYWW | Pagaya Technologies Ltd. | $0.06 | 9.01M | +77,799% | +221,730% | +19,882% | +61,293% | 0.22 | 0.04 | 0.01 | 7.99 | — | 0.04 | 40.61% | 17.74% | 6.45% | 20.18% | 23.24% | 5.74% | 1.92 | — | 5.62 | 5.62 | 7.77 | -11643.00% | 2556.00% | 41918.00% | 1246.69% | 3.04 | 23.33% | 0.00% | 0.00% | 0.00% | 2.92 | 2.90 | 0.52 | 0.81 |
| AUID | authID Inc. | $1.66 | 20.17M | +3,253% | +23% | — | — | -3.65 | 4.53 | 58.81 | -3.12 | — | 7.32 | 100.00% | -1656.46% | -1610.63% | -115.55% | -449.78% | -95.56% | 0.02 | -300.11 | 3.41 | 3.04 | 0.59 | -5556.00% | 36586.00% | 3933.00% | -22.42% | -3.93 | -358.03% | 0.00% | 0.00% | 0.00% | -2.99 | -3.76 | 49.52 | -8.93 |
| CISO | CISO Global Inc. | $0.38 | 12.67M | +10,945% | +12% | — | +19,342% | -0.52 | 10.87 | 0.41 | -1.75 | — | -0.61 | 14.66% | -47.44% | -78.84% | -280.46% | -76.45% | -61.92% | 10.72 | -4.07 | 0.14 | 0.12 | -0.83 | -7188.00% | -4611.00% | -3601.00% | -31.41% | -0.15 | -20.57% | 0.00% | 0.00% | 0.00% | -1.63 | -6.07 | 0.77 | -10.90 |
| INTZ | Intrusion Inc. | $1.09 | 21.91M | +4,598% | -61% | — | — | -0.72 | 0.89 | 0.97 | -0.56 | -2.50 | 0.89 | 76.76% | -146.35% | -134.99% | 471.55% | -229.45% | -87.74% | 0.44 | -25.75 | 1.51 | 1.37 | 0.35 | 2870.00% | 285.00% | -1208.00% | -144.90% | -1.71 | -220.10% | 0.00% | 0.00% | 266.65% | -0.41 | -0.43 | 0.60 | -15.44 |
| JG | Aurora Mobile Limited | $7.55 | 45.3M | +527% | -24% | — | — | -60.39 | 6.02 | 1.29 | -544.64 | — | 24.97 | 66.11% | -3.13% | -2.23% | -9.57% | 29.67% | -1.86% | 0.31 | -75.01 | 0.71 | 0.66 | 172.52 | -8856.00% | 894.00% | -11932.00% | 0.87% | 0.03 | -10.67% | 0.00% | 0.00% | 0.63% | -31.35 | 87.18 | 0.98 | -2.30 |
| MOGO | Mogo Inc. | $1.08 | 26.16M | +2,989% | -14% | — | — | -2.50 | 0.42 | 0.48 | 47.72 | — | 2.91 | 65.56% | -5.21% | -19.21% | -15.64% | -2.42% | -6.88% | 1.05 | -0.50 | 1.50 | 1.45 | 43.14 | -2222.00% | 983.00% | -6405.00% | -13.21% | -0.02 | -3.03% | 0.00% | 0.00% | 0.30% | -23.00 | -18.84 | 1.20 | -1.82 |
| NXPL | NextPlat Corp | $0.56 | 14.6M | +4,979% | +53,518% | — | — | -0.88 | 0.76 | 0.31 | -0.13 | -0.42 | 0.78 | 24.78% | -36.08% | -21.42% | -78.57% | -264.44% | -45.82% | 0.08 | -291.65 | 3.83 | 3.19 | 0.88 | 20909.00% | 7344.00% | 3323.00% | -27.70% | -0.67 | -63.28% | 0.00% | 0.00% | 0.00% | -0.11 | -0.48 | 0.04 | -0.19 |
| UBXG | U-BX Technology Ltd. | $1.82 | 41.18M | +1,368% | -21% | -59% | +564% | -7.54 | 1.08 | 0.69 | -3.35 | — | 1.08 | 0.85% | -10.47% | -9.16% | -16.53% | -31.77% | -14.39% | 0.02 | -92.81 | 10.24 | 7.76 | 3.72 | -2128.00% | -4249.00% | 52991.00% | -41.98% | -1.92 | -95.66% | 0.00% | 0.00% | 32.53% | -3.13 | -1.13 | 0.33 | 7.72 |
| VBIX | Viewbix Inc. | $1.72 | 18.35M | +1,610% | +29% | — | +764% | -16.50 | 40.33 | 8.64 | -22.63 | — | -27.84 | 18.39% | -42.89% | -44.74% | -137.02% | -65.55% | -43.17% | 1.15 | -11.22 | 0.60 | 0.50 | -0.57 | -4490.00% | -6616.00% | 6797.00% | 0.66% | 0.12 | 8.88% | 0.00% | 0.00% | 0.90% | -20.66 | 154.85 | 8.86 | 7.36 |
| VRAR | The Glimpse Group, Inc. | $0.59 | 12.33M | +13,575% | +25,237% | — | — | -10.65 | 1.61 | 2.58 | -9.96 | — | 4.52 | 67.63% | -21.02% | -24.25% | -17.93% | -21.76% | -14.65% | 0.00 | — | 3.49 | 3.37 | 3.34 | -6579.00% | 1958.00% | -9397.00% | -1.16% | -0.12 | -3.11% | 0.00% | 0.00% | 20.31% | -9.20 | -64.39 | 1.93 | 2.73 |
About Pagaya Technologies Ltd.
Pagaya Technologies Ltd. operates as a financial technology company in United the States, Israel, and the Cayman Islands. It offers AI-driven credit and analysis technology that assists partners to originate credit and other assets, enables real-time customer credit evaluation, and connects investors, partners, and their customers. Its partner portfolio includes high-growth financial technology companies, incumbent financial institutions, auto finance providers, brokers and agents, and credit unions. The company was founded in 2016 and is based in Tel Aviv, Israel.
- CEO
- Gal Krubiner
- Employees
- 527
- Beta
- 5.88
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($122.45 ÷ $0.06) − 1 = +221,729.71% (DCF, example).