US · PMTU
PennyMac Mortgage Investment Trust
- Sector
- Real Estate · REIT - Industrial
- Headquarters
- Westlake Village, MD
Price · as of 2025-12-31
$25.50
Market cap 2.23B
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $202.92 | +695.76% |
| Intrinsic Value(DCF) | $11.52 | -54.82% |
| Graham-Dodd Method(GD) | — | — |
| Graham Formula(GF) | $357.57 | +1,302.22% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2011 | $10.42 | $385.52 | |||
| 2012 | $10.80 | $821.31 | |||
| 2013 | $4.01 | $113.82 | |||
| 2014 | $0.00 | $11.90 | |||
| 2015 | $0.00 | $0.00 | |||
| 2016 | $0.00 | $15.74 | |||
| 2017 | $0.46 | $90.08 | |||
| 2018 | $3.20 | $0.00 | |||
| 2019 | $13.84 | $386.76 | |||
| 2020 | $0.00 | $28.38 | |||
| 2021 | $0.00 | $0.00 | |||
| 2022 | $0.00 | $84.87 | |||
| 2023 | $21.54 | $137.49 | $12.71 | $2.50 | |
| 2024 | $23.55 | $88.95 | $12.58 | $0.31 | $0.00 |
| 2025 | $25.71 | $202.92 | $3.17 | $0.00 | $357.57 |
AI valuation
Our deep-learning model estimates PennyMac Mortgage Investment Trust's (PMTU) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $202.92
- Current price
- $25.50
- AI upside
- +695.76%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$11.52
-54.82% upside
Graham-Dodd
—
— upside
Graham Formula
$357.57
+1,302.22% upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| PMTU | PennyMac Mortgage Investm… | $25.50 | 2.23B | +696% | -55% | — | +1,302% | 17.49 | 1.18 | 1.28 | 21.64 | — | -1.27 | 91.61% | 78.96% | 7.33% | 6.68% | 5.31% | 0.72% | 10.12 | 1.58 | 0.03 | 0.06 | 19.52 | -2774.00% | 24581.00% | -10521.00% | 6.36% | 0.02 | 0.86% | 8.10% | 141.70% | 8.15% | 15.14 | 146.66 | 11.96 | -0.11 |
About PennyMac Mortgage Investment Trust
PennyMac Mortgage Investment Trust is a finance company, which invests primarily in residential mortgage loans and mortgage-related assets. It operates through following segments: Correspondent Production, Credit Sensitive Strategies, Interest Rate Sensitive Strategies, and Corporate Activities. The Correspondent Production segment deals with purchasing, pooling, and reselling newly originated prime credit quality mortgage loans either directly or in the form of mortgage-backed securities in capital markets. The Credit Sensitive Strategies segment includes investments in distressed mortgage loans, real estate acquired in settlement of mortgage loans, real estate held for investment, credit risk transfer agreements, non-agency subordinated bonds, and small balance commercial real estate mortgage loans. The Interest Rate Sensitive Strategies segment focuses on investments in mortgage servicing rights, excess servicing spread, agency and senior non-agency mortgage-backed securities, and the related interest rate hedging activities. The Corporate segment includes management fee and corporate expense amounts and certain interest income. The company was founded by Stanford L. Kurland on May 18, 2009 and is headquartered in Westlake Village, CA.
- CEO
- David A. Spector
- Employees
- 7
- Beta
- 1.24
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($11.52 ÷ $25.50) − 1 = -54.82% (DCF, example).