US · RCB
Ready Capital Corporation
- Sector
- Real Estate · REIT - Mortgage
- Headquarters
- New York City, MD
- Website
- readycapital.com
Price · as of 2024-12-31
—
Market cap 59.73B
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $31.40 | — |
| Intrinsic Value(DCF) | $9.90 | — |
| Graham-Dodd Method(GD) | — | — |
| Graham Formula(GF) | — | — |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2010 | |||||
| 2011 | |||||
| 2012 | |||||
| 2013 | $0.00 | $0.00 | |||
| 2014 | $13.23 | $451.01 | |||
| 2015 | $4.64 | $212.89 | |||
| 2016 | $84.41 | $30.71 | |||
| 2017 | $66.09 | $95.19 | |||
| 2018 | $81.57 | $32.67 | |||
| 2019 | $21.55 | $39.73 | $6.51 | $4.02 | $45.01 |
| 2020 | $22.36 | $55.37 | $1.69 | $0.00 | $0.07 |
| 2021 | $22.26 | $39.74 | $2.75 | $5.09 | $38.40 |
| 2022 | $20.91 | $656.71 | $3.67 | $0.00 | $0.00 |
| 2023 | $21.56 | $46.62 | $1.60 | $6.68 | $31.18 |
| 2024 | $22.52 | $31.40 | $0.27 | $0.00 | $0.00 |
AI valuation
Our deep-learning model estimates Ready Capital Corporation's (RCB) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $31.40
- Current price
- —
- AI upside
- —
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$9.90
— upside
Graham-Dodd
—
— upside
Graham Formula
—
— upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| RCB | Ready Capital Corporation | $24.69 | 59.73B | +27% | -60% | — | — | -9.10 | 2.07 | 4.20 | 25.32 | — | 2.35 | 88.06% | -45.42% | -48.92% | -19.08% | -4.79% | -3.71% | 0.24 | 0.59 | 0.33 | 0.53 | 1.81 | -21607.00% | 11263.00% | -25489.00% | -1.35% | -0.12 | -0.75% | 5.41% | -49.20% | 232.41% | -9.96 | -80.08 | 4.52 | 0.13 |
| ADAM | Adamas Trust, Inc. | $8.24 | 744.14M | +29% | +360% | — | — | -5.98 | 0.40 | 1.01 | -3.68 | -39.47 | 0.41 | 42.63% | -16.62% | -11.10% | -6.32% | -5.92% | -1.13% | 2.55 | -0.29 | — | — | -103.05 | 1515.00% | 1160.00% | -8464.00% | 0.82% | — | 0.29% | 20.77% | -124.20% | 21.39% | -1.30 | 26.31 | 0.22 | -0.15 |
| CTO | CTO Realty Growth, Inc. | $19.48 | 630.61M | +157% | -56% | — | -56% | 62.80 | 1.12 | 4.24 | 6.01 | — | 1.31 | -5.62% | 22.12% | 6.75% | 1.71% | 3.92% | 0.83% | 0.00 | 1.23 | 2.33 | 2.33 | -0.07 | -19714.00% | 2010.00% | -2872.00% | 7.80% | 3.15 | 6.11% | 8.92% | 560.40% | 94.49% | 17.71 | 11.85 | 3.92 | 0.98 |
| FBRT | Franklin BSP Realty Trust… | $9.13 | 745.07M | +400% | -59% | +147% | +2% | 9.42 | 0.51 | 1.40 | 12.52 | — | 0.59 | 91.96% | 68.52% | 14.82% | 5.41% | 6.78% | 1.36% | 2.77 | 1.32 | 1.22 | 24.38 | 10.51 | -2195.00% | 112.00% | -10000.00% | 0.00% | 0.00 | 0.00% | 0.00% | 0.00% | 9.59% | 12.70 | — | 8.70 | 0.32 |
| IVR | Invesco Mortgage Capital … | $8.43 | 598.07M | +1,377% | +300,655% | +133% | +5,715% | 5.47 | 0.70 | 1.63 | 19.05 | 4.04 | 0.70 | 96.67% | 94.54% | 29.82% | 13.25% | 5.39% | 1.67% | 7.05 | 1.46 | 0.04 | 0.01 | 17.32 | 13538.00% | 32702.00% | -1424.00% | 28.34% | 0.03 | 2.64% | 0.00% | 0.00% | 0.00% | 19.05 | 38.94 | 18.01 | -1.50 |
| KREF | KKR Real Estate Finance T… | $6.95 | 455.15M | +603% | -0% | — | +39% | -9.59 | 0.41 | 1.06 | 18.53 | — | 0.41 | 88.30% | 59.31% | -10.27% | -4.01% | 4.54% | -0.79% | 4.00 | 0.84 | 0.32 | 0.32 | 16.76 | -65263.00% | -2272.00% | -4641.00% | 13.77% | 0.21 | 1.12% | 18.20% | -174.60% | 65.31% | 18.75 | 76.36 | 11.12 | 0.11 |
| MITT | TPG Mortgage Investment T… | $8.09 | 256.81M | +2,704% | -60% | +74% | +324% | 5.19 | 0.45 | 0.53 | 17.38 | — | 0.45 | 94.73% | 96.86% | 10.30% | 8.82% | 5.86% | 0.62% | 14.45 | 1.13 | 0.09 | 0.09 | 16.85 | -2683.00% | 1440.00% | 668.00% | 23.60% | 0.07 | 0.78% | 9.69% | 50.30% | 9.69% | 18.08 | 138.94 | 17.51 | 0.06 |
| RWT | Redwood Trust, Inc. | $6.05 | 766.43M | +3,502% | -60% | -11% | +79% | -9.83 | 0.70 | 3.88 | -848.93 | — | 0.73 | 138.96% | -12.95% | -39.48% | -6.45% | -0.11% | -0.33% | 22.69 | -1.27 | — | — | -823.21 | -29688.00% | -2686.00% | -10000.00% | 0.00% | — | 0.00% | 0.00% | 0.00% | 0.00% | -988.99 | — | 128.12 | 1.05 |
| TRTX | TPG RE Finance Trust, Inc… | $8.46 | 662.87M | +278% | -60% | -100% | +1,033% | 11.21 | 0.63 | 2.03 | 2.24 | — | 0.63 | 79.30% | 72.97% | 18.14% | 5.53% | 10.78% | 1.48% | 0.00 | 1.28 | 60.19 | 60.19 | -0.33 | -2597.00% | 12325.00% | -1540.00% | 13.36% | 46.58 | 4.04% | 13.47% | 151.00% | 381.82% | 2.43 | 6.52 | 1.77 | 0.20 |
| WSR | Whitestone REIT | $15.19 | 775M | +121% | -60% | -8% | -26% | 15.29 | 1.69 | 4.80 | 11.70 | — | 1.69 | 68.83% | 33.31% | 31.04% | 11.28% | 4.91% | 4.38% | 1.41 | 1.59 | — | — | 5.30 | -13333.00% | 344.00% | -1280.00% | 6.57% | — | 4.70% | 0.00% | 0.00% | 0.29% | 26.35 | 27.81 | 8.78 | 0.78 |
About Ready Capital Corporation
Ready Capital Corp. is a real estate finance company, which engages in acquiring, managing, and financing small balance commercial loans. It operates through the following segments: SBC Lending and Acquisitions, Small Business Lending, and Residential Mortgage Banking. The SBC Lending and Acquisitions segment is involved in the SBC loans across the full life-cycle of an SBC property including construction, bridge, stabilized, and agency loan origination channels through wholly-owned subsidiary, ReadyCap Commercial, LLC. The Small Business Lending segment acquires, originates, and services owner-occupied loans guaranteed by the SBA under its SBA Section 7(a) Program through wholly-owned subsidiary, ReadyCap Lending, LLC. The Residential Mortgage Banking segment focuses on the residential mortgage loan origination segment through wholly-owned subsidiary, GMFS, LLC. The company was founded in November 2011 and is headquartered in New York, NY.
- CEO
- None
- Employees
- 475
- Beta
- 1.50
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($9.90 ÷ —) − 1 = — (DCF, example).