US · SAJ
Saratoga Investment Corp 8.00%
- Sector
- Financial Services · Investment - Banking & Investment Services
- Headquarters
- New York City, MD
- Website
- saratogainvestmentcorp.com
Price · as of 2025-02-28
$25.56
Market cap 408.49M
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $284.75 | +1,013.92% |
| Intrinsic Value(DCF) | $15.47 | -39.48% |
| Graham-Dodd Method(GD) | — | — |
| Graham Formula(GF) | $84.77 | +231.63% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2011 | $62.84 | ||||
| 2012 | $39.09 | $0.00 | |||
| 2013 | $31.50 | $57.84 | |||
| 2014 | $24.04 | $0.50 | |||
| 2015 | $28.99 | $56.90 | |||
| 2016 | $11.61 | $37.31 | |||
| 2017 | $14.36 | $37.76 | |||
| 2018 | $16.09 | $89.55 | |||
| 2019 | $13.23 | $55.53 | |||
| 2020 | $35.19 | $658.49 | |||
| 2021 | $18.69 | $0.00 | |||
| 2022 | $27.24 | $391.39 | |||
| 2023 | $19.68 | $51.67 | $21.74 | $10.90 | $0.00 |
| 2024 | $21.60 | $28.58 | $19.84 | $0.00 | $5.46 |
| 2025 | $23.55 | $284.75 | $9.92 | $0.00 | $84.77 |
AI valuation
Our deep-learning model estimates Saratoga Investment Corp 8.00%'s (SAJ) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $284.75
- Current price
- $25.56
- AI upside
- +1,013.92%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$15.47
-39.48% upside
Graham-Dodd
—
— upside
Graham Formula
$84.77
+231.63% upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| SAJ | Saratoga Investment Corp … | $25.56 | 408.49M | +1,014% | -39% | — | +232% | 11.66 | 0.83 | 3.48 | 30.07 | 6.32 | 0.83 | 44.71% | 33.95% | 29.83% | 7.36% | 2.56% | 2.36% | 1.99 | 0.61 | 27.93 | 27.93 | 19.82 | 18451.00% | 3540.00% | -22566.00% | 60.30% | 35.36 | 18.03% | 12.44% | 145.10% | 61.70% | 30.07 | 4.87 | 10.21 | 0.54 |
| GBLI | Global Indemnity Group, L… | $28.83 | 412.96M | -1% | +105% | +53% | — | 10.57 | 0.66 | 1.04 | -12.08 | 14.99 | 0.68 | 18.28% | 12.46% | 9.80% | 6.46% | -9.84% | 2.50% | 0.02 | — | — | — | -0.11 | 7049.00% | -1646.00% | -945.00% | 8.50% | — | -8.84% | 4.34% | 45.90% | 4.45% | -13.35 | -18.89 | -1.66 | 0.84 |
| GIG | GigCapital7 Corp. | $10.60 | 358.11M | — | — | — | — | 993.04 | 1785.59 | — | 992.48 | — | 1785.59 | 0.00% | — | — | — | — | — | 0.00 | — | 8.95 | 7.75 | -0.57 | — | — | — | 0.00% | -4.74 | — | 0.00% | 0.00% | 0.00% | -3754.05 | — | — | 6.97 |
| MCI | Barings Corporate Investo… | $20.00 | 409.45M | +72% | -52% | -89% | +13% | 10.73 | 1.11 | 8.82 | 11.30 | — | 1.11 | 87.60% | 86.73% | 82.20% | 10.41% | 9.94% | 8.89% | 0.13 | 21.07 | 1.99 | 1.99 | 0.79 | -385.00% | 510.00% | -1213.00% | 7.37% | 2.05 | 7.61% | 8.35% | 89.60% | 8.35% | 10.94 | 14.59 | 9.48 | 4.26 |
| PSBD | Palmer Square Capital BDC… | $10.42 | 328.01M | +234,541% | +334,473% | +125,455% | — | — | 0.00 | 0.00 | -1.66 | — | 0.00 | 0.08% | 0.04% | 0.00% | 0.00% | 0.02% | 0.00% | 0.00 | 0.00 | — | — | -1.86 | -10675.00% | 11265710.00% | 15042730.00% | 45868.09% | — | 69.51% | 831.84% | — | 2126.16% | -61.15 | -0.02 | -0.02 | -0.03 |
| RM | Regional Management Corp. | $31.82 | 309.06M | +637% | -59% | +88% | +143% | 7.23 | 0.86 | 0.50 | 21.26 | 96.60 | 0.94 | 52.35% | 12.45% | 6.88% | 12.16% | 3.19% | 2.17% | 4.65 | 0.95 | 8.33 | 8.33 | 17.77 | 749.00% | 970.00% | 1532.00% | 94.73% | 1.31 | 15.71% | 0.00% | 0.00% | 0.00% | 24.36 | 6.43 | 3.03 | 1.74 |
| RWAY | Runway Growth Finance Cor… | $7.75 | 280.04M | +373% | -38% | — | +833% | 5.21 | 0.75 | 3.09 | 12.64 | 7.10 | 0.75 | 69.15% | 59.26% | 59.26% | 13.86% | 6.96% | 6.78% | 1.07 | 1.66 | 1.79 | 1.79 | 7.43 | 7339.00% | 3142.00% | -5509.00% | 13.15% | 6.52 | 4.77% | 18.20% | 94.90% | 27.57% | 12.64 | 18.43 | 7.49 | 0.69 |
| TWFG | TWFG, Inc. Common Stock | $20.35 | 305.83M | +127% | +6,605% | — | -79% | 15.50 | 6.00 | 2.29 | 5.82 | — | 489.31 | 24.04% | 14.42% | 1.42% | 54.49% | -77.97% | 13.03% | 0.14 | 12.56 | 6.10 | 5.62 | -4.18 | -4194.00% | 1601.00% | 15697.00% | 8.41% | 1.02 | -109.52% | 2.10% | 32.60% | 46.75% | 9.23 | 6.92 | 1.33 | 7.23 |
About Saratoga Investment Corp 8.00%
Saratoga Investment Corp. is a specialty finance company that invests primarily in leveraged loans and mezzanine debt issued by U.S. middle-market companies, both through direct lending and through participation in loan syndicates. It has elected to be treated as a business development company under the Investment Company Act of 1940. Saratoga Investment Corp. is traded on the New York Stock Exchange under the symbol ''SAR.'' Saratoga Investment Corp. includes an SBIC-licensed subsidiary.
- CEO
- Chris Long Oberbeck
- Employees
- 0
- Beta
- 0.04
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($15.47 ÷ $25.56) − 1 = -39.48% (DCF, example).