US · SFB
Stifel Financial Corporation 5.20% Senior Notes due 2047
- Sector
- Financial Services · Investment - Banking & Investment Services
- Headquarters
- St. Louis, DE 63102-2188
- Website
- stifel.com
Price · as of 2025-12-31
$20.12
Market cap 2.08B
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $62.00 | +208.12% |
| Intrinsic Value(DCF) | $82.74 | +311.2% |
| Graham-Dodd Method(GD) | $88.65 | +340.57% |
| Graham Formula(GF) | $96.69 | +380.51% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2011 | |||||
| 2012 | |||||
| 2013 | |||||
| 2014 | |||||
| 2015 | |||||
| 2016 | |||||
| 2017 | |||||
| 2018 | $238.83 | $53.55 | |||
| 2019 | $34.94 | $74.27 | |||
| 2020 | $53.21 | $77.56 | |||
| 2021 | $58.80 | $247.26 | |||
| 2022 | $43.61 | $23.86 | |||
| 2023 | $45.97 | $98.88 | |||
| 2024 | $57.03 | $159.32 | |||
| 2025 | $20.35 | $62.00 | $119.40 | $88.65 | $96.69 |
AI valuation
Our deep-learning model estimates Stifel Financial Corporation 5.20% Senior Notes due 2047's (SFB) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $62.00
- Current price
- $20.12
- AI upside
- +208.12%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$82.74
+311.2% upside
Graham-Dodd
$88.65
+340.57% upside
Graham Formula
$96.69
+380.51% upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| SFB | Stifel Financial Corporat… | $20.12 | 2.08B | +208% | +311% | +341% | +381% | 3.08 | 0.37 | 0.33 | 2.63 | — | 0.50 | 98.95% | 28.45% | 10.77% | 11.95% | 24.59% | 1.67% | 0.51 | 2.21 | — | — | 0.61 | -615.00% | 672.00% | 7227.00% | 57.05% | — | 20.84% | 0.00% | 0.00% | 11.63% | 1.52 | 2.29 | 0.43 | 0.33 |
| AEG | Aegon Ltd. | $7.50 | 12.04B | +109% | +560% | -65% | +201% | 15.96 | 1.15 | 0.54 | -67.18 | — | 1.22 | 100.00% | 3.37% | 3.52% | 7.89% | -3.69% | 0.21% | 0.54 | 109.50 | 4.14 | 8.47 | 2.40 | -35000.00% | 5040.00% | -1101.00% | 6.75% | 0.10 | -3.99% | 4.95% | 78.90% | 13.73% | -64.93 | -60.00 | -2.19 | 0.19 |
| AFG | American Financial Group,… | $135.18 | 11.27B | +15% | -44% | — | -48% | 13.39 | 2.34 | 1.38 | -3.55 | — | 2.71 | 46.32% | 13.13% | 10.30% | 18.13% | -30.16% | 2.92% | 0.38 | 13.41 | — | — | -13.32 | -464.00% | -126.00% | 2135.00% | 12.40% | — | -50.08% | 5.38% | 72.00% | 146.92% | -3.81 | -2.93 | -0.50 | 1.42 |
| ALLY | Ally Financial Inc. | $39.95 | 12.31B | +68% | -31% | 0% | — | 14.50 | 0.80 | 1.02 | 9.84 | 45.79 | 0.80 | 51.98% | 8.65% | 7.01% | 5.80% | 5.49% | 0.44% | 1.40 | 0.16 | 0.90 | 0.90 | 4.79 | 3167.00% | -2575.00% | -47453.00% | -32.38% | 0.00 | -25.75% | 3.96% | 57.40% | 4.44% | 22.92 | -6.02 | 1.98 | 0.03 |
| CFG | Citizens Financial Group,… | $51.44 | 22.09B | +9% | 0% | -37% | — | 14.39 | 1.00 | 2.36 | -4.36 | 52.54 | 1.46 | 69.75% | 20.88% | 16.42% | 7.24% | -19.29% | 0.83% | 0.43 | 0.61 | 1.04 | 1.04 | -0.54 | 2739.00% | -971.00% | 841.00% | 7.73% | 0.01 | -21.46% | 3.37% | 48.50% | 17.07% | -5.05 | -5.77 | -1.05 | 0.27 |
| CNA | CNA Financial Corporation | $44.66 | 12.09B | -19% | -27% | -82% | +38% | 10.52 | 1.16 | 0.91 | 7.49 | 31.64 | 1.28 | 30.73% | 11.01% | 8.69% | 11.55% | 12.16% | 1.88% | 0.26 | 12.00 | — | — | 1.40 | 3324.00% | 510.00% | -291.00% | 17.89% | — | 22.87% | 7.79% | 81.90% | 8.04% | 8.44 | 5.69 | 0.93 | 0.68 |
| EVR | Evercore Inc. | $303.48 | 11.71B | 0% | +287% | -81% | +59% | 23.58 | 6.87 | 3.60 | 14.13 | 43.08 | 7.88 | 98.00% | 21.24% | 15.26% | 31.66% | 71.09% | 12.42% | 0.57 | 33.96 | 2.16 | 2.12 | -0.32 | 5474.00% | 2949.00% | 2342.00% | 8.47% | 0.70 | 126.38% | 1.03% | 24.40% | 7.60% | 14.69 | 10.24 | 3.12 | 5.13 |
| OXLCI | Oxford Lane Capital Corp. | $25.90 | 12.47B | +373% | -15% | — | -5% | 44.93 | 1.11 | 5.09 | 31.35 | — | 1.11 | 73.26% | 20.32% | 11.33% | 3.10% | 4.23% | 2.11% | 0.43 | — | — | — | 6.30 | -8878.00% | 3942.00% | -79056.00% | 39.27% | — | 41.59% | 14.17% | 636.70% | 14.17% | 31.35 | 3.19 | 6.37 | 1.40 |
| RGA | Reinsurance Group of Amer… | $187.38 | 12.33B | -10% | +287% | +27% | +9% | 12.13 | 1.07 | 0.63 | 8.15 | 18.70 | 1.07 | 25.40% | 6.76% | 5.19% | 9.74% | 8.64% | 0.86% | 0.42 | 4.21 | — | — | 0.79 | 6486.00% | 339.00% | -5634.00% | 28.53% | — | 29.71% | 1.67% | 20.30% | 4.10% | 10.31 | 3.88 | 0.70 | 0.40 |
| RNR | RenaissanceRe Holdings Lt… | $267.37 | 12.33B | +33% | +2,760% | +95% | +283% | 3.81 | 1.19 | 1.08 | -4.07 | 6.26 | 1.46 | 40.66% | 31.49% | 21.04% | 32.62% | -56.67% | 6.92% | 0.20 | 33.21 | 5.03 | 4.92 | 0.14 | 6081.00% | 945.00% | -1133.00% | 26.81% | 0.41 | -57.85% | 0.80% | 3.00% | 12.41% | -4.20 | -4.56 | -1.32 | 1.82 |
| UNM | Unum Group | $76.77 | 12.97B | -42% | -62% | -26% | -44% | 16.84 | 1.12 | 0.95 | 12.79 | — | 1.16 | 38.22% | 7.15% | 5.66% | 6.69% | 5.00% | 1.17% | 0.35 | 4.47 | — | — | 2.96 | -5476.00% | 207.00% | -5997.00% | 4.46% | — | 3.76% | 2.46% | 41.50% | 10.58% | 17.34 | 29.14 | 1.24 | 0.71 |
About Stifel Financial Corporation 5.20% Senior Notes due 2047
Stifel Financial Corp. provides securities brokerage, investment banking, trading, investment advisory, and related financial services. It operates through the following segments: Global Wealth Management, Institutional Group, and Other. The Global Wealth Management segment consists of two businesses, the Private Client Group and Stifel Bancorp. The Institutional Group segment includes institutional sales and trading. The Other segment refers to interest income from stock borrowing activities, unallocated interest expense, interest income, and gains and losses from investments held. The company was founded in 1890 and is headquartered in St. Louis, MO.
- CEO
- None
- Employees
- 9K
- Beta
- 1.14
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($82.74 ÷ $20.12) − 1 = +311.2% (DCF, example).