| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial intelligence (AI) | 49.19 | 199 |
| Intrinsic value (DCF) | 78.70 | 379 |
| Graham-Dodd Method | 10.00 | -39 |
| Graham Formula | 14.93 | -9 |
SoFi Technologies, Inc. provides digital financial services. It operates through three segments: Lending, Technology Platform, and Financial Services. The company's lending and financial services and products allows its members to borrow, save, spend, invest, and protect their money. It offers student loans; personal loans for debt consolidation and home improvement projects; and home loans. The company also provides cash management, investment, and technology services. In addition, it operates Galileo, a technology platform that offers services to financial and non-financial institutions; and Apex, a technology enabled platform that provides investment custody and clearing brokerage services, as well as Technisys, a cloud-based digital multi-product core banking platform. The company was founded in 2011 and is headquartered in San Francisco, California.