| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial intelligence (AI) | 263.51 | 1545 |
| Intrinsic value (DCF) | 76.17 | 375 |
| Graham-Dodd Method | 19.90 | 24 |
| Graham Formula | 22.28 | 39 |
United Bancorp, Inc. operates as the bank holding company for Unified Bank that provides commercial and retail banking services in Ohio. It accepts demand, savings, and time deposits, as well as grants commercial, commercial and residential real estate, and consumer loans. As of December 31, 2021, the company operated through a network of banking offices in Athens, Belmont, Carroll, Fairfield, Harrison, Jefferson, and Tuscarawas Counties in Ohio, as well as Marshall and Ohio Counties in West Virginia and the surrounding localities; and a loan production office in Wheeling, West Virginia. United Bancorp, Inc. was founded in 1902 and is headquartered in Martins Ferry, Ohio.