TO · VBNK.TO
VersaBank
- Sector
- Financial Services · Banks - Regional
- Headquarters
- London, ON N6A 5P2
- Website
- versabank.com
Price · as of 2025-10-31
$24.55
Market cap 723.57M
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $69.74 | +184.07% |
| Intrinsic Value(DCF) | $23.44 | -4.52% |
| Graham-Dodd Method(GD) | $19.49 | -20.6% |
| Graham Formula(GF) | $10.28 | -58.12% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2011 | |||||
| 2012 | $7.09 | $3.91 | |||
| 2013 | $6.38 | $41.95 | $6.95 | $8.57 | $0.00 |
| 2014 | $5.63 | $47.68 | $10.97 | $9.31 | $1.31 |
| 2015 | $4.80 | $17.36 | $18.19 | $9.69 | $6.83 |
| 2016 | $4.75 | $30.54 | $9.17 | $9.83 | $6.65 |
| 2017 | $5.98 | $208.07 | $9.85 | $13.08 | $8.48 |
| 2018 | $6.65 | $89.47 | $9.45 | $12.70 | $17.76 |
| 2019 | $7.21 | $177.29 | $10.09 | $13.54 | $16.00 |
| 2020 | $8.96 | $49.81 | $11.03 | $13.64 | $5.36 |
| 2021 | $14.88 | $116.83 | $10.00 | $17.50 | $18.21 |
| 2022 | $9.91 | $47.00 | $7.90 | $14.67 | $38.33 |
| 2023 | $14.58 | $238.28 | $2,379.39 | $20.10 | $135.23 |
| 2024 | $19.16 | $57.75 | $2,726.33 | $20.48 | $47.30 |
| 2025 | $21.00 | $69.74 | $349.13 | $19.49 | $10.28 |
AI valuation
Our deep-learning model estimates VersaBank's (VBNK.TO) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $69.74
- Current price
- $24.55
- AI upside
- +184.07%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$23.44
-4.52% upside
Graham-Dodd
$19.49
-20.6% upside
Graham Formula
$10.28
-58.12% upside
About VersaBank
VersaBank, a schedule I chartered bank, provides various banking products and services in Canada. The company offers deposit products, such as guaranteed investment certificates, registered retirement savings plans, daily interest savings accounts, and tax-free savings accounts, as well as deposit insurance products. It also provides lending services, including point of sale financing that involves purchasing loan and lease receivables from finance companies operating in various industries; and commercial banking services comprising commercial real estate, public sector/infrastructure financing, condominium financing, and residential mortgages. The company was formerly known as Pacific & Western Bank of Canada and changed its name to VersaBank in May 2016. VersaBank was incorporated in 1979 and is headquartered in London, Canada.
- CEO
- Susan Teresa McGovern
- Employees
- 121
- Beta
- 0.95
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($23.44 ÷ $24.55) − 1 = -4.52% (DCF, example).