US · VLYPN
Valley National Bancorp
- Sector
- Financial Services · Banks - Regional
- Headquarters
- Morristown, NJ 07960
- Website
- valley.com
Price · as of 2025-12-31
$26.15
Market cap 14.47B
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $25.49 | -2.52% |
| Intrinsic Value(DCF) | $16.15 | -38.24% |
| Graham-Dodd Method(GD) | $15.95 | -38.99% |
| Graham Formula(GF) | $6.44 | -75.38% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2011 | $0.00 | $7.74 | |||
| 2012 | $0.00 | $6.47 | |||
| 2013 | $0.00 | $1.58 | |||
| 2014 | $2.65 | $2.43 | |||
| 2015 | $1.90 | $8.11 | |||
| 2016 | $2.91 | $11.68 | |||
| 2017 | $3.10 | $10.15 | |||
| 2018 | $3.78 | $34.20 | |||
| 2019 | $6.43 | $23.95 | |||
| 2020 | $5.70 | $9.72 | |||
| 2021 | $7.63 | $4.12 | |||
| 2022 | $8.42 | $61.76 | |||
| 2023 | $7.35 | $58.34 | |||
| 2024 | $23.50 | $29.97 | $109.38 | $7.22 | $10.65 |
| 2025 | $26.10 | $25.49 | $12.86 | $15.95 | $6.44 |
AI valuation
Our deep-learning model estimates Valley National Bancorp's (VLYPN) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $25.49
- Current price
- $26.15
- AI upside
- -2.52%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$16.15
-38.24% upside
Graham-Dodd
$15.95
-38.99% upside
Graham Formula
$6.44
-75.38% upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| VLYPN | Valley National Bancorp | $26.15 | 14.47B | -3% | -38% | -39% | -75% | 24.43 | 1.87 | 4.18 | 18.68 | 52.67 | 2.50 | 53.94% | 21.30% | 17.12% | 7.85% | 7.43% | 0.94% | 0.49 | 0.51 | 10.26 | 10.26 | 4.69 | 4638.00% | -221.00% | -2652.00% | 2.76% | 0.87 | 5.01% | 0.00% | 0.00% | 0.43% | 18.68 | 34.47 | 3.98 | 0.37 |
| BCH | Banco de Chile | $41.08 | 20.75B | +24% | -48% | — | — | 16.39 | 3.37 | 6.46 | 14.21 | — | 3.47 | 87.38% | 49.98% | 39.40% | 19.38% | 10.58% | 2.25% | 1.96 | 1.56 | 0.37 | 0.37 | 6.05 | -126.00% | -3490.00% | 1625.00% | 2.26% | 0.02 | 3.91% | 4.84% | 79.40% | 4.84% | 15.11 | 51.80 | 7.55 | 0.15 |
| BSAC | Banco Santander-Chile | $33.91 | 15.98B | -18% | -27% | -35% | — | 14.17 | 3.16 | 6.47 | — | 60.57 | 3.23 | 100.00% | 59.43% | 45.67% | 21.12% | 9.04% | 1.54% | 2.18 | — | — | — | — | 2340.00% | -5297.00% | -10000.00% | 0.00% | — | 0.00% | 0.00% | 0.00% | 8.76% | 16.95 | — | 10.07 | 0.29 |
| CFG | Citizens Financial Group,… | $60.19 | 25.85B | -7% | -14% | -46% | — | 14.39 | 1.00 | 2.36 | -4.36 | 52.54 | 1.46 | 69.75% | 20.88% | 16.42% | 7.24% | -19.29% | 0.83% | 0.43 | 0.61 | 1.04 | 1.04 | -0.54 | 2739.00% | -971.00% | 841.00% | 7.73% | 0.01 | -21.46% | 3.37% | 48.50% | 17.07% | -5.05 | -5.77 | -1.05 | 0.27 |
| CIB | Grupo Cibest S.A. | $67.88 | 17.65B | -8% | +103% | -77% | -67% | 5.01 | 0.73 | 0.74 | 3.25 | 203.30 | 0.94 | 52.28% | 20.41% | 14.61% | 15.60% | 16.34% | 1.78% | 0.69 | 0.58 | 0.21 | 0.20 | 0.29 | 247.00% | -502.00% | -10959.00% | -5.03% | 0.00 | -4.12% | 10.65% | 53.40% | 10.65% | 3.63 | -19.77 | 0.74 | -0.37 |
| FHN | First Horizon Corporation | $23.79 | 11.71B | +134% | +2% | -36% | -24% | 12.07 | 1.34 | 2.38 | 8.84 | 31.56 | 1.64 | 67.32% | 25.70% | 19.72% | 11.13% | 15.06% | 1.18% | 0.52 | 0.82 | 0.96 | 0.95 | 2.70 | 3824.00% | 97.00% | -4869.00% | 5.29% | 0.01 | 9.46% | 2.65% | 31.90% | 10.39% | 9.22 | 18.81 | 2.37 | 0.25 |
| FITB | Fifth Third Bancorp | $49.47 | 32.7B | -4% | -28% | -64% | -48% | 13.13 | 1.52 | 2.57 | 6.99 | 103.07 | 1.98 | 65.29% | 24.95% | 19.61% | 12.19% | -78.12% | 1.18% | 0.67 | 0.82 | 0.82 | 0.82 | 3.05 | 1274.00% | -140.00% | -4776.00% | 3.80% | 0.01 | -38.98% | 3.51% | 46.10% | 21.08% | 7.87 | 20.06 | 1.96 | 0.20 |
| RF | Regions Financial Corpora… | $27.83 | 24.4B | +29% | +4% | -63% | -6% | 11.35 | 1.29 | 2.55 | -3.25 | 60.86 | 1.86 | 74.64% | 28.55% | 22.44% | 11.68% | -17.73% | 1.36% | 0.26 | 1.32 | 0.30 | 0.30 | -2.15 | 1865.00% | 251.00% | 5021.00% | 8.91% | 0.02 | -17.93% | 4.10% | 46.50% | 17.26% | -3.32 | -4.18 | -0.95 | -0.38 |
| WF | Woori Financial Group Inc… | $75.06 | 18.29B | +42% | -25% | +37% | +1,928% | 3.58 | 0.33 | 0.44 | 4.48 | 16.09 | 0.35 | 42.38% | 16.40% | 11.98% | 9.65% | 7.34% | 0.62% | 2.46 | 0.32 | 0.22 | 0.22 | 10.50 | 2227.00% | 17108.00% | -63236.00% | -57.55% | -0.02 | -15.14% | 7.73% | 27.70% | 8.93% | 5.71 | -3.69 | 0.94 | -0.51 |
About Valley National Bancorp
Valley National Bancorp operates as the holding company for Valley National Bank that provides various commercial, private banking, retail, insurance, and wealth management financial services products. It operates through Consumer Banking, Commercial Banking, and Treasury and Corporate other segments. The company offers non-interest bearing, savings, NOW, money market, and time deposit accounts; commercial and industrial, commercial real estate, residential mortgage, and automobile loans; loans secured by the cash surrender value of life insurance; home equity loans and lines of credit; automobile financing; and secured and unsecured other consumer loans. It also invests in various securities and interest-bearing deposits with other banks; and provides international banking services, such as standby and documentary letters of credit, and related products, as well as foreign exchange transactions, documentary collections, and foreign wire transfers services. In addition, the company offers investment services for individuals and small to medium sized businesses; and trusts investment strategies designed for various investment profiles and objectives. Further, it provides trust services, such as living and testamentary trusts, investment management, custodial and escrow services, and estate administration to individuals; tax credit advisory services; brokerage services; property and casualty, life, health, and title insurance agency services; and health care equipment lending and other commercial equipment leasing services, as well as owns real estate related investments. Additionally, the company offers online, mobile, and telephone banking services; receivable, payment, and security solution, merchant, payroll processing, and liquidity services; credit cards; and drive-in and night deposit, automated teller machine, remote deposit capture, and safe deposit facility services. Valley National Bancorp was founded in 1927 and is headquartered in Morristown, New Jersey.
- CEO
- Ira D. Robbins
- Employees
- 3.73K
- Beta
- 1.09
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($16.15 ÷ $26.15) − 1 = -38.24% (DCF, example).