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Intrinsic Value of Ameris Bancorp (ABCB)

Previous Close$45.16
Intrinsic Value
Upside potential
Previous Close
$45.16

VALUATION INPUT DATA

This valuation is based on fiscal year data as of 2022-12-31 and quarterly data as of 2023-09-30.

  1. Annual
  2. Quarterly YoY
  3. Quarterly QoQ

Annual revenue growth rates, % (past and forecasted)

show cash flow forecast

FINANCIAL STATEMENTS FORECAST and PRESENT VALUE CALCULATION

Fiscal year(a)2023202420252026202720282029203020312032203320342035203620372038203920402041204220432044204520462047

INCOME STATEMENT

Revenue growth rate, %10.3NaN
Revenue, $1178NaN
Variable operating expenses, $mNaN
Fixed operating expenses, $mNaN
Total operating expenses, $m725NaN
Operating income, $m453NaN
EBITDA, $m507NaN
Interest expense (income), $mNaN
Earnings before tax, $m453NaN
Tax expense, $m107NaN
Net income, $m347NaN

BALANCE SHEET

Cash and short-term investments, $m1118NaN
Total assets, $m25053NaN
Adjusted assets (=assets-cash), $m23935NaN
Average production assets, $m1353NaN
Working capital, $m1697NaN
Total debt, $m2015NaN
Total liabilities, $m21856NaN
Total equity, $m3197NaN
Debt-to-equity ratio0.630NaN
Adjusted equity ratio0.087NaN

CASH FLOW

Net income, $m347NaN
Depreciation, amort., depletion, $m54NaN
Funds from operations, $mNaN
Change in working capital, $mNaN
Cash from operations, $m1062NaN
Maintenance CAPEX, $mNaN
New CAPEX, $mNaN
Total CAPEX, $m-14NaN
Free cash flow, $m1076NaN
Issuance/(repurchase) of shares, $mNaN
Retained Cash Flow, $mNaN
Pot'l extraordinary dividend, $m1697
Cash available for distribution, $mNaN
Discount rate, %NaN
PV of cash for distribution, $mNaN
Current shareholders' claim on cash, %NaN
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