Price · as of 2025
$145.57
Market cap 2.06B
Valuation
| Metric | Value | Upside |
|---|---|---|
| IC Value | $81.42 | -44% |
| P/E | 12.88 | |
| P/B | 2.08 | |
| P/S | 4.29 | |
| EV/EBITDA | 7.12 | |
| PEG | 96.78 | |
| P/TBV | 2.58 |
Valuation history
Annual price overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | IC | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2011 | $21.94 | $35.00 | |||
| 2012 | $25.57 | $31.37 | |||
| 2013 | $31.36 | $42.11 | |||
| 2014 | $33.55 | $37.85 | |||
| 2015 | $34.14 | $33.94 | |||
| 2016 | $49.19 | $42.73 | |||
| 2017 | $56.41 | $48.42 | |||
| 2018 | $61.15 | $57.46 | |||
| 2019 | $57.08 | $67.98 | |||
| 2020 | $74.74 | $63.89 | |||
| 2021 | $70.19 | $56.25 | |||
| 2022 | $83.76 | $74.98 | |||
| 2023 | $97.74 | $116.98 | |||
| 2024 | $112.11 | $141.55 | |||
| 2025 | $117.04 | $118.06 |
Historic valuation ratios
Pick a category, then toggle metrics to compare.
Line items
Line items
Line items
About City Holding Company
City Holding Company operates as the parent entity for City National Bank of West Virginia, offering a broad spectrum of financial services including banking, wealth management, and investment solutions throughout the United States. Its product suite features various deposit accounts like checking, savings, money market, certificates of deposit, and individual retirement accounts. The company provides an extensive range of loan products, such as commercial and industrial financing primarily for small to mid-sized enterprises, commercial real estate loans secured by non-residential and multi-family properties, residential real estate loans for home purchases or refinancing, and first-priority home equity loans. Consumer loans are also available, which can be secured by assets like vehicles, boats, recreational vehicles, or CDs, or remain unsecured; the company also covers demand deposit account overdrafts. Its mortgage banking division handles fixed and adjustable-rate mortgages, construction financing, land acquisition loans, and the origination of conventional and government-insured mortgages, supported by secondary market operations and mortgage servicing. For business clients, services include treasury management, lockbox facilities, and other cash management tools, as well as merchant credit card processing. The wealth management segment delivers trust administration, investment, and custodial services to both corporate and individual clients, encompassing corporate trust, institutional custody, financial and estate planning, and retirement plan services. Additionally, it offers modern banking access via ATMs, interactive teller machines (ITMs), mobile banking, interactive voice response (IVR) systems, and various credit and debit card services. The company maintains a presence with 94 branches and approximately 905 full-time equivalent employees across West Virginia, Virginia, Kentucky, and Ohio. City Holding Company was founded in 1957 and is headquartered in Charleston, West Virginia.
- CEO
- Charles R. Hageboeck
- Employees
- 934
- Beta
- 0.48
Scroll horizontally for additional metrics. Ticker column stays fixed.
| Basic Info | IC Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | Value | Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| CHCO | City Holding Company | $145.57 | 2.06B | $118.06 | -19% | 12.88 | 2.08 | 4.29 | 7.12 | 96.78 | 2.58 | 79.01% | 41.46% | 33.28% | 16.94% | 20.00% | 1.98% | 0.64 | 1.92 | 0.18 | 0.18 | 1.90 | 13.31% | 5.62% | -0.57% | 7.64% | 0.02 | 19.56% | 2.81% | 36.20% | 5.54% | 7.50 | 9.49 | 3.11 | -0.33 |
| CCB | Coastal Financial Corpora… | $45.34 | 691.38M | $181.84 | +301% | 24.73 | 2.37 | 1.76 | 17.50 | — | 2.39 | 52.79% | 9.26% | 7.11% | 10.11% | 16.96% | 1.06% | 0.12 | 0.51 | 728.91 | 728.91 | 0.35 | -6.46% | 14.67% | -1.50% | 21.18% | 51.08 | 88.84% | 0.00% | 0.00% | 0.30% | 19.36 | 4.82 | 1.79 | 1.34 |
| EFSC | Enterprise Financial Serv… | $65.91 | 2.39B | $78.14 | +19% | 9.68 | 0.96 | 2.14 | 7.70 | 97.40 | 1.22 | 68.43% | 31.10% | 22.07% | 10.42% | 10.83% | 1.22% | 0.25 | 1.08 | 27.20 | 35.58 | 1.03 | 9.94% | 12.03% | -24.34% | 9.31% | 25.30 | 9.76% | 2.51% | 24.30% | 3.23% | 7.91 | 12.36 | 2.46 | 0.28 |
| FCF | First Commonwealth Financ… | $21.51 | 2.19B | $13.02 | -39% | 11.28 | 1.11 | 2.35 | 10.10 | 195.97 | 1.49 | 67.60% | 27.19% | 20.88% | 10.29% | 13.32% | 1.27% | 0.29 | 0.96 | 0.37 | 0.37 | 1.71 | 5.76% | 4.25% | 50.51% | 9.98% | 0.67 | 14.46% | 3.23% | 36.40% | 5.31% | 10.42 | 12.05 | 2.83 | 0.31 |
| LKFN | Lakeland Financial Corpor… | $61.73 | 1.54B | $48.95 | -21% | 13.82 | 1.87 | 3.39 | 11.28 | 131.98 | 1.89 | 60.99% | 29.78% | 24.51% | 14.29% | 23.02% | 1.51% | 0.24 | 0.82 | 0.03 | 0.03 | 0.97 | 10.47% | -1.93% | 10.56% | 7.27% | 0.02 | 23.11% | 3.60% | 49.80% | 5.03% | 11.71 | 14.18 | 3.49 | -0.61 |
| NIC | Nicolet Bankshares, Inc. | $172.54 | 2.98B | $125.33 | -27% | 14.80 | 1.77 | 4.03 | 5.84 | 68.84 | 2.55 | 69.47% | 33.83% | 27.27% | 12.40% | 151.27% | 1.68% | 0.11 | 1.14 | 5079.45 | 5427.76 | -2.60 | 21.49% | 6.39% | 27.48% | 6.70% | 104.80 | 150.02% | 0.84% | 12.40% | 11.56% | 6.31 | 7.90 | 2.14 | 1.37 |
| NWBI | Northwest Bancshares, Inc… | $15.55 | 2.28B | $15.88 | +2% | 13.89 | 0.93 | 2.00 | 2.29 | 84.43 | 1.24 | 68.32% | 18.79% | 14.37% | 7.23% | 21.71% | 0.81% | 0.24 | 0.73 | 0.13 | 0.13 | 1.29 | 16.46% | 16.30% | 13.10% | 8.10% | 0.01 | 24.43% | 6.28% | 87.20% | 6.28% | 2.29 | 2.66 | 0.43 | -0.65 |
| OFG | OFG Bancorp | $52.30 | 2.21B | $52.05 | -0% | 8.78 | 1.30 | 2.09 | 4.70 | 142.86 | 1.39 | 71.24% | 30.84% | 23.78% | 15.51% | -144.61% | 1.71% | 0.42 | 1.54 | 0.12 | 0.11 | -1.61 | 6.15% | 4.84% | -5.43% | 11.07% | 0.02 | -123.70% | 2.88% | 25.30% | 24.14% | 5.04 | 6.73 | 1.55 | -0.56 |
| SYBT | Stock Yards Bancorp, Inc. | $83.58 | 2.47B | $59.03 | -29% | 13.09 | 1.71 | 3.25 | 11.82 | 59.21 | 2.14 | 69.18% | 31.56% | 24.83% | 13.90% | 15.51% | 1.52% | 0.42 | 1.07 | 0.02 | 0.01 | 2.02 | 22.11% | 12.69% | 15.78% | 8.39% | 0.02 | 17.04% | 2.02% | 26.50% | 4.36% | 12.34 | 14.28 | 3.89 | -0.63 |
| TCBK | TriCo Bancshares | $57.27 | 1.84B | $45.58 | -20% | 12.54 | 1.15 | 2.86 | 7.92 | 181.35 | 1.50 | 75.85% | 31.73% | 22.79% | 9.54% | 9.77% | 1.25% | 0.06 | 1.41 | 0.02 | 0.02 | -0.42 | 6.92% | 1.78% | 21.67% | 8.39% | 0.02 | 10.09% | 2.95% | 37.00% | 14.77% | 8.56 | 11.32 | 2.71 | -0.66 |
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($81.42 ÷ $145.57) − 1 = -44.07% (IC, example).